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The £1,000 emergency fund challenge.

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  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    Can I join?

    Decided to pause debt busting to build our EF. Should achieve £100 before the end of October. EF currently stands at £200.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Hi all, can I join you too?

    I've lurked for a while in DFW whilst starting to tackle my CC debt but after a weekend of emotional spending I've realised I need to sort my attitude and also get saving while I work on repayment.

    Last night I found a £10 note tucked away unexpectedly at home so I'm considering that a sign! My EF starts today: £10/1000
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Welcome to pinkdinosaur who is our 292nd member and MindsetChange who is our 293rd.


    Also, a big welcome back to our returning members.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • Thanks patman99
    #293 checking in! My surprise £10 is now in the savings account attached to my current account which already had a massive 41p in it :rotfl:
    EF: £10.41/1000
  • #270 now @ £171/£1000
    #7... 3 - 6 month Emergency Fund Challenge (part 2)
    #22... 2025- 52 Week Envelope Saving Challenge

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Depleted attempt is fast approaching.
    Where does one find 250 in two weeks for kitchen floor.
    That's H2s 850-250=600.
    At least I have 2 years to continue.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • #293 here
    Have been hanging on for my Prolific to reach £10 before cashing out. £11.18 transferred today.
    Total EF: 21.60/ 1000
  • 293 again...
    Free coffee at Pret this morning =49p to the EF (and also a no spend day...so far)
    EF: 22.09/1000
  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    E/f #266.

    Had approximately £500 but the lawnmower packed up I also spent money on paint/garden bits my garden is a 150 ft nightmare I'm even trying homemade weed killer vinegar salt and washing up liquid! ... Plus the rabbit ended up at the vets £73.00 followed by another £32.00 ���� anyway Doris is recovering well so onwards and upwards, plod along ...
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Jaxsmar, let me know how the homemade weedkiller works. Have heard that white vinegar, salt and dishwasher powder works.


    I know what a jungle a garden can quickly become. Mine is 100 foot long and the borders are full of ornamental grass which comes back as fast as I pull it up.


    Anyway, have now got into the habit of depositing my 1p, 2p, 5p, 20p & £2 coins into my EF each time I am in town (actually, as Colchester is Britain's 1st city, maybe I should say 'City' instead of 'Town').
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

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