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The £1,000 emergency fund challenge.
Comments
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Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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Blimey, £150 refund from Southern Energy. I had a little kitty that has built up due to using 37% less gas (thanks to the warmer weather) so £50 more in the EF. £900 to go
Watch what happens now, the weather will turn to %#@!!
Des
Just saw the TV weather forecast. Going to be much colder next week;)0 -
Hi all, it's been a long time since I popped in!
Still doing my EF, although it's not very high at the moment as I've had to dip into it from time to time but that's what it's there for, right?!
Currently have a SO transferring regular amounts each month, after I've got my car fund sorted I'll bec able to put more into my EF
I'll try to pop in more often this year xnew challenge?£1 a day for Christmas 2024 £367 / £366 ~Got married 24/05/19 ~ Credit CardDFW Nerd #1155 ~LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £00 -
Blimey, £150 refund from Southern Energy. I had a little kitty that has built up due to using 37% less gas (thanks to the warmer weather) so £50 more in the EF. £900 to go
Watch what happens now, the weather will turn to %#@!!
Des
Ah so we can all blame you then!! :rotfl:
Still, if we get a snow day out of it I'll come back and thank you! :snow_grinSaving for Disney again, oops why book one Disney holiday when you can book two!:starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod::xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:0 -
Hi
Can I join? Our savings are 0.00, I just want a fund for those emergencies! Hope everyone's well!SPC = 0790 -
Sorry, haven't been on here for a few days. Things have been a bit 'crazy' family-wise.
Welcome to our two newest members. You will find your numbers in post #1.
I must be the only person on here who has to weara raincoat when working INSIDE their place of work.
Arrived this morning to big pools of water everywhere where the roof leaks. A year back they had 2 people up on the roof trying to fix the leaks but they have made it worse.
Mind you, when the boss questioned the maintanence man about the leaks, he replied 'well, it is caused by the wrong type of rain'.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Morning everyone,
Finally made a small start have added £25 to my emergency fund which now stands at £32/1000 - was completely depleted before November.
Going to get aggressive Half way through January, as I want to change jobs by the end of match. Currently on a temporary contract and plan to move to another temp role (not looking for a perm role until next Jan) as soon as possible. Once I have completed my £1000 emergency fund I am going to move over to the 3-6 month emergency fund.
BBOriginal debt at LBM July 2008, £47, 654.34. Debt at January 2016, £21,443. Barclaycard [STRIKE]£9,000[/STRIKE]£8,756, Tesco cc [STRIKE]£3000[/STRIKE]£1,136. Debenhams storecard [STRIKE]£350[/STRIKE]£263, OD [STRIKE]£3,500[/STRIKE] £3,000, Corp Tax £3,036, Study loan £1,750, Smaller debts £2,000.
Since my LBM I have not been fully committed so now I have had a 2nd LBM.
Aiming to be debt free by December 2016:D0 -
Oh Patman the "wrong" type of rain?! That's hilarious. I hope the rain stops (or you get the right type) soon or you'll be wading through work!0
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Well I have finally managed to chip away at my EF and now have a grand total of £175.69!!!
I have been adding the off £1 here and there where I can and have now set up a DD of £17.50 which are my contacts that are currently suspended until July.
I have also added the last bit of my Christmas money as it's better in here then wasting it on something I don't need!!!!
My main goal at the moment is to get to £500 (seems more attainable) then i'll creep upto £1000.
My heating is not working at the moment but i'm using the money I have saved on my car insurance (got it cheaper then expected) to pay the fee for this!! Hopefully it will not cost anymore as I really really want to build this little pot up!
Well done to everyone who's started, completed or currently chipping away!No longer Debt free
EF - £525.27/£1000 New York £0/£1500
SCC- £3000 SL overpayment £2500 M+D - £40000 -
Patman had at least 3 yrs of a leaky roof in my office. Kicked off big time beginning October and now have a new roof. It was causing me chest infections as it was running down the walls. Loving being dry.
15.00 added to EF for me today Thanks xLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220
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