The £1,000 emergency fund challenge.

DreamerHelen

Well Done Eyebright....You don't need those things....Could you maybe ask for one or two of them for Christmas? I hate to say it but it's not THAT far away....Sorry!!


I am now just over 1.5%.....Transferred another £3 and some change....so I'm pleased with that.....


Little by little....that's my motto at the moment....

Eyebright

You are right Helen, I didn't need them, I just wanted them (really badly). It's not like I don't have enough stuff as it is! And I know I will get loads for Crimbo....

I will probably be able to do some Tilly Tidie's of my accounts tomorrow to scrape together a bit of change! I cancelled my old CC account today, as I BT'd the outstanding on it ages ago. Hoping it will help to keep my credit score in good shape.

Helen well done you are doing brilliantly!!! :T:T:T

mobo1980

Good morning

my fund is now at £18.66 for number 14

Thankyou Mobo xx

DreamerHelen

Aww thanks Eyebright....I feel proud of myself today....I'm doing okay....


You're doing AMAZINGLY well hun....Keep it going!! And well done for not spending on those things....Just keep thinking what you will get for Christmas.....and those will be free!!


Nothing else this morning....might have something tomorrow morning....

Toomuchtodo

Hi, I would love to join this challenge please I have only just recently started an emergency fund, up until July I put some away and then spent it again when I ran out of money mid month, every month had LBM and started budgeting seriously and using YNAB and have currently got £150 in my EF :j hope this challenge will focus me more!

chrisfreelander54

Hi TMTD. :wave:

Welcome to the EF thread, and well done on saving £150 towards your EF, that's a great start.

Patman will be along shortly to allocate you a number.

Toomuchtodo wrote: »

Hi, I would love to join this challenge please I have only just recently started an emergency fund, up until July I put some away and then spent it again when I ran out of money mid month, every month had LBM and started budgeting seriously and using YNAB and have currently got £150 in my EF :j hope this challenge will focus me more!

Today is payday, :j so I will be having a look if we have any spare cash to throw at our EF this week which will be done once I get round to updating YNAB.

Should be in on nights tonight, but decided to book it off as the local sports club has there bonfire tonight, which we are taking the kids to, along with my brother, his wife and their three kids.

The kids wanted a halloween party as the one we had last year was a good one, but as it costs to much to get the beer and food in for everyone we decided against it, but on the pus side the local sports club is having a halloween party after the fireworks, so this way we get to kill two birds with one stone.

In the meantime, today is gonna be a lazy day I think, unless the kids decide there something they wanna do.

Aloofdragon

Yay its payday!! Thank goodness it's been a very long month I have topped up my emergency fund from £22 to £50 this morning I don't know if it will stay there but after Christmas it will be only used for emergencies. X Have a wonderful thrifty weekend all x

Debt_Free_Desires

Eyebright wrote: »

You are right Helen, I didn't need them, I just wanted them (really badly). It's not like I don't have enough stuff as it is! And I know I will get loads for Crimbo....

Helen well done you are doing brilliantly!!! :T:T:T

Well done for not buying the bits in your online basket - I have temporarily band myself from looking on Ama**n & B**ts website unless I have my xmas list at hand :o I obviously don't have your willpower just yet .

DreamerHelen - I echo eyebright, you are doing fantastically well :T

Toomuchtodo wrote: »

Hi, I would love to join this challenge please I have only just recently started an emergency fund, up until July I put some away and then spent it again when I ran out of money mid month, every month had LBM and started budgeting seriously and using YNAB and have currently got £150 in my EF :j hope this challenge will focus me more!

Welcome & congratulations on your first 15%

Aloofdragon wrote: »

Yay its payday!! Thank goodness it's been a very long month I have topped up my emergency fund from £22 to £50 this morning I don't know if it will stay there but after Christmas it will be only used for emergencies. X Have a wonderful thrifty weekend all x

Well done on hitting the 5% milestone

Another little Tilly tidy here brings me to £32.67 , not much but I'm really pleased that I am still managing to add to it :rotfl:

Have a Good Friday everyone

I-need-to-be-debtfree

Hi All

I'm new to this challenge but would like to join in as I have decided that 2015 is going to be the year that I put some savings in the bank for those emergencies that always happen especially the time when 'one thing goes wrong other things go wrong too'

Off to look for any spare coppers!!
XX

MrsSave

Just checked through the accounts, and I have £65 spare to add to the Emergency Fund.

Brings me to £216.32, so 21.63% :j:j