The £1,000 emergency fund challenge.
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#125 checking in here. A small total of £9.25 but getting there.LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
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Welcome B17c. You are member #131.
Just been singing our praises on 'Dave Ramsey's' FB page.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Member #43 dropping in to say that I've nothing new to report:rotfl:
Nothing added for a while but nothing spent either so it seems like a bit of an achievement as far as I'm concerned:j.
Keep at it, everyone. Happy September:beer:0 -
Thanks Patman,
£1.84 added today, the interest on my savings account. So I'm now at £56.84 or 5.68%.0 -
I have added a bit to my emergency fund and now stand at £18.51. That is actually the most money I have had in savings for years! Says a lot about my past behaviour with money.Restarted my journey toward financial stability on 1st September 2021 - I will succeed!
Total debt - £39888.13 @ 31.08.21
Current debt - £21270.51 @ 29.12.2023
Paid to date: £18617.62
DFD: Aiming for end of 20280 -
Hi Patman. Not sure if you've seen my other posts but can I have a number please
Tink xxAs of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390 -
cybertortoise wrote: »I have added a bit to my emergency fund and now stand at £18.51. That is actually the most money I have had in savings for years! Says a lot about my past behaviour with money.
Up until about 6 years ago I would have said the same. Then all of a sudden I got addicted to saving. It always get's spent (house deposit, new bathroom etc) but I love that I can save it up in the first place and it's thrilling seeing a saving account grow!
You'll be hooked now that you've started. It's all the milestones, the first £100, the first time you save and don't take any out for 2 months in a row and so on. There's always a new milestone to be chuffed about.0 -
Welcome tinkerbelle2000, you are #132.
You have me intrigued, so I will be checking out some of your other postings when time permits.
Cybertortoise, I can safely say that when I started this thread, I was 3 months into what turned-out to be a 5 month Agency placement (I impressed the company enough that I returned 5 weeks back for another 12 week (min) contract) and needed to make sure that when the SHTF and I had to go sign on, I had enough cash to actually make it to when my benefits dropped in to my Bank account.
At the start I was weekly paid, so every Friday I would check my Bank account and transfer the odd pennies above the '£' in to a savings account. I think that by the time mind job came to an end, I had amassed the grand sum of £18.98.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
I added the £5 reward received from my current account, 31p interest received from savings account, £1.00 just because it was an odd amount in my account, 45p from tcb payout and £4.42 from CoS.
#125 now at £20.43LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
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No 108 reporting in. An unexpected sale of a exercise bike that was gathering dust in the bedroom takes my total upto £529.06. Waiting for a cheque for so dvd's I have sold to arrive, to be added as well.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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