Working towards being debt free and a new house.

dipdap

Money left in the account (with 2 weeks to go) £946

Direct debits = £356
Fuel = £100 (have allowed extra just incase)
Kids classes = £51
Ciggys = £28
Other = £14 (currently pending for an amazon order which may yet be cancelled)

Total left over is £397
That should cover groceries, the new flooring we need for the kitchen (which is about £150) and any other bits I may have missed.
Anything left over will go to the credit card :j

MrsSmith2013

Love a list, and a plan dipdab! Fingers crossed that you have some of your £397 left to pay off the debts at the end of the next couple of weeks.

Mrs S x

dipdap

MrsSmith2013 wrote: »

Love a list, and a plan dipdab! Fingers crossed that you have some of your £397 left to pay off the debts at the end of the next couple of weeks.

Mrs S x

I'm hoping there's some left over but knowing this lot there won't be :mad:
Dinner time at work :j so thought I'd jot down my spending for today

£3.94 on ciggys
£2.46 on food essentials

Total spend for today = £6.40 :j

Very happy with that, I don't usually manage NSDs so these kind of days are the closest thing I have

bubbs

Hello Dip:wave:
Just checking up on you;)
Well done, your doing great:T:T
You are doing very well keeping your diary up to date as i know how busy you are:T

dipdap

Bleas ya Bubbs for checking in on me
Quick final tea break at work, gives me time to jot down what I spent yesterday

£2.70 on new light for my bike
£11.00 on water bottles for the kids
£1.01 on food bits
£5.00 on dance
£3.94 on ciggys

Total for the day = £23.65

dipdap

Hello diary
Better jot down my spend for today now, shops are closing in a bit and I have work all night so no danger of me spending any more money

£3.00 on basketball
£1.59 on sand for the back garden
£20.95 on grocery shopping

Total spend for today = £25.54

dipdap

Morning diary.
Well it's a new week, means I really should try to behave myself and stop buying things I don't need
I think I need to buy new flooring this week so that's gonna hurt my spending budget though

dipdap

Woohoo, one of my 2 remaining credit cards has sent me a letter for 0% bt for 9 months ( isn't great but will do for now )
Only catch is the card I transfer from has to be in my name
I've just added myself to DH only credit card account which is the one we want to transfer from (0% ends in December) so I'm hoping that card comes through and I can transfer from him to me
Would mean all CC debt would be on only 2 cards, both held by me so easier for me to monitor :j

dipdap

Good evening diary
Quick visit from me to note down my spend for the day

£4.50 on dance
£1.49 on shopping (bread and chocolate )

Total spend for the day = £5.99

Cheap day :j

Dobbibill

dipdap wrote: »

Woohoo, one of my 2 remaining credit cards has sent me a letter for 0% bt for 9 months ( isn't great but will do for now )
Only catch is the card I transfer from has to be in my name
I've just added myself to DH only credit card account which is the one we want to transfer from (0% ends in December) so I'm hoping that card comes through and I can transfer from him to me
Would mean all CC debt would be on only 2 cards, both held by me so easier for me to monitor :j

Hey dipdap,

Nice to have a 0% offer from the credit card even if it's only for 9months :T

I hate to be the bearer of bad news but I don't think you are going to be able to transfer from DH to yourself. All CC's are in a sole name (they have additional card holders not account holders) so I think the chances of moving it are slim. I didn't want to ignore the post and in December you find you are up against it without warning, on top of Christmas. Check it out with them first!

You are doing really well with the diary, recording all spending is fab so keep up the good work

DB