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Brogden's Debt Disaster & Self Managed DMP!

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Comments

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Good luck with the p and fs.

    Thanks HB :) !!

    My funds have arrived so in between fitting kitchen cupboards I am making the odd phone call and I might be a devil and have my debit card in my hand :D !!

    Brogden x
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    What a busy week Brogden! Good Luck with the P&Fs ...keeping everything crossed for you.


    Well done on keeping everything moving forwards on all fronts:T.
    Trees....ah yes. We have had a tree dead 3 years now and have had quotes 3 times to get it taken down as it is very very tall, and behind the garage. Became very urgent over the last year as all bark was falling off so there was a huge risk it would come down in winds. Last quote was in December - £750 plus VAT. WE decided to go ahead but then they couldn't fit it in before Christmas. Every stormy night I couldn't sleep for fear that it would come down and damage property. Well .....In January, in the period I wasn't posting, it came down! snapped clean in half. It missed the garage, all three cars and the house. The top half fell into another huge tree. It meant that it was accessible so that we could chainsaw it into logs ourselves. Saving £1000 and stocking up in firewood for the rest of the year.:rotfl: I :rotfl:was :rotfl:born :rotfl:lucky. :rotfl:
    xx
    NOA

    Thanks NOA - I'm trying to keep busy this week and get lots of things done.

    The trees being cut will be quite a relief. We were going to do it jointly with neighbours over the fence who have a huge tree which started swaying quite worryingly after the storms earlier this year. I went round to talk to them about it and the following week their gardener cut it down.....great.....as I didn't really want a 'joint venture' being a total control freak :D

    The newly cut trees will spur me on to get the garden all sorted and nice for spring.......can't wait for the clocks to change and smell the the newly mown grass :rotfl:!!!!

    This is also a serious money week so I'll report in what I achieve.

    I hope your parents are doing OK.

    Brogden x
  • Make those calls. I'm so excited. Can't wait to see how it pans out for you.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Got my fingers crossed for your P&f's x

    Sending you some Aussie hugs and sunshine

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Brogden armed with Debit Card in hand.....I can see the fearful predators crumbling into a pile of dust which Brogden casually blows away, puts his debit card back in his holster and rides off into the sunset.......:cool:


    When you visualise something, the universe makes it happen.

    NOAh
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    grannyx2 wrote: »
    Got my fingers crossed for your P&f's x

    Sending you some Aussie hugs and sunshine

    Granny x

    Thanks Granny x

    I didn't think you'd be with us whilst you're in Oz :)

    I'll bet its bumpy riding along on a kangaroo isn't it? :)

    Brogden x
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Brogden armed with Debit Card in hand.....I can see the fearful predators crumbling into a pile of dust which Brogden casually blows away, puts his debit card back in his holster and rides off into the sunset.......:cool:


    When you visualise something, the universe makes it happen.

    NOAh
    xx

    Thank you NOAh...oh spiritual one :)

    I will carry those thoughts with me into the town centre now - I'm doing a face to face deal :cool:

    Just thinking of the best place to tie up my horse........
  • Brogden wrote: »
    Thank you NOAh...oh spiritual one :)

    I will carry those thoughts with me into the town centre now - I'm doing a face to face deal :cool:

    Just thinking of the best place to tie up my horse........



    Outside LL*ds - obvious really - the sign of the black horse?:D
    xx
    NOA
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Ooooooh Forgot to add
    "May the blessings of a 1000 MSE-ers go with you" :D
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi Brogden,


    Pads in quietly on her beautiful paws... I've left the claws at the door....


    So how did it go.. don't keep us all in suspenders.....:D


    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
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