Brogden's Debt Disaster & Self Managed DMP!

Brogden

Puzzcat wrote: »

Hi Brogden,


Pads in quietly on her beautiful paws... I've left the claws at the door....


So how did it go.. don't keep us all in suspenders.....:D


Puzz. x

Hello Puzz

I was never really that worried about your claws you know. I thought you were a cute fluffy little puzzcat.....a ball of wool and you're happy

I hope I didn't give the idea that I was going to do something absolutely massive today !! I have the week off work and I have cleared all of the buddhas, taken down the washing line and moved the garden furniture in preparation for the tree men. I have also stripped the paper off the corner of the kitchen where (hopefully) a new massive MSE Fridge-Freezer will go and removed some tiles, bought two new cupboard carcasses from B&Q with doors and made a payment in the town centre !! The payment was for my Seedycash 'long term' payday loan - a sad, sad thing but I will now be £165.00 a month better off :T !!!

I let this horrible loan run for a bit because I decided I didn't want any new defaults on the credit file. It was my only interest charging debt. I haven't looked for a couple of years but think my defaults must all be 2 to 3 years old now. I will get around to doing Noddle but I don't want to distract myself any more and I cannot change what I cannot change !!

I am pacing myself this week off work.....I don't want to 'pop my cork' if you know what I mean as my biggest creditors cannot discuss my account with me until Friday as it is being taken back from the useless Wuscot :mad: That is when I can discuss it with them. I willl be attacking some of Mrs. B's in the next couple of days anyway as I do want her to be debt free asap

Your beautiful paws are welcome on my floors anytime !!!

Brogden x

Brogden

NoOneAround wrote: »

Outside LL*ds - obvious really - the sign of the black horse?:D
xx
NOA

HaHa.........OMG !!!!!

NOAh - don't give up your day job. Please stay as our beautiful Spiritual Guru......you're good at that :T.

Brogden x

Brogden

in_need_of_direction wrote: »

Make those calls. I'm so excited. Can't wait to see how it pans out for you.

Thanks a million INOD

I could use a more vulgar expression but I don't want to 'pop my cork' as I must keep some muscle power for my big one which can't be discussed with them until Friday, once the woeful collection agents have been sacked and I can deal directly.

Brogden x

NoOneAround

Brogden wrote: »

HaHa.........OMG !!!!!

NOAh - don't give up your day job. Please stay as our beautiful Spiritual Guru......you're good at that :T.

Brogden x

Had a virtual vision - it was on the ethereal M&*S page that knickers are 3for2. .
Very disturbed by the vision but I'm OK now.
:rotfl::rotfl:

NOAh
xx

Brogden

NoOneAround wrote: »

Had a virtual vision - it was on the ethereal M&*S page that knickers are 3for2. .
Very disturbed by the vision but I'm OK now.
:rotfl::rotfl:

NOAh
xx

Hello NOAh

It's unbelievable the number of ladies on here who talk about their knickers. I can count about 7 or 8 in the last few weeks :eek: !!

Its very disruptive for a male in the minority as when trying to concentrate on money saving / pension / debt mortgages, one's mind keeps wandering to a subject which it seems to prefer

I hope you are well my love - take some time to relax and clear your mind this weekie Something tells me you are in 'thought overload' so don't worry about knickers too......we can do without if necessary !!

Brogden x

Skinnylatte

What's P&Fs?

Brogden

Sorry Skinny - it's Brogdenesque 'pickyness'

Everybody says F&F's (Full and Finals.)

If we're trying to get a discount on a debt it can't be 'Full' can it? I started to refer to them as P&F's ie. 'Partial & Final' and reported as 'partial' on the old credit file to prove I'm right Ha.....!

I don't think you need to worry about these do you......lucky lady

in_need_of_direction

Ooh. One of your creditors has disappeared.

Brogden

in_need_of_direction wrote: »

Ooh. One of your creditors has disappeared.

Oooooh........Eagle eyed INOD :cool:

Yes......with tears in both eyes I waved my hanky at ARC Europe as they sailed over the horizon, becoming invisible to the eye sob..........

They said they would never contact me again (lump in throat.....:()

Its like losing a friend or lover

Debt of £687.73 settled for £420.00. I tried for £415.00 fancying a chip shop lunch but alas......no

Onward and upward

Brogden x

in_need_of_direction

And it got you into the £50s