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Brogden's Debt Disaster & Self Managed DMP!

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Comments

  • Love your positive thinking Brogden, all the best with your debt busting in 2015 :)
    Feb'15 £118411.00 Jan '16 £112665.10 Jan 17 £106790.00, Jan 18 £99268.10 April ‘19 £57052.26, Oct ‘20 £46015.42 £2.00 Savers Club, 🎖, 2015 £332, 2016 £356, 2017 £312, 2018 £254, 2019 £668, 2020 £880.00, 2021 £104, 2022 £158, 2023 £68, 2024 Emergency Fund £2500/£1000 :j
  • Brilliant post, go get em. We will all be cheering you on. I may even join you and get rid of my car loan by then :eek:

    Don't apologise for ranting, we all think the same things. It's great to hear someone else say them.

    Keep going Broggers, you are motivating us all!

    Happy New Year :)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Emmala
    Emmala Posts: 429 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    Happy New Year Brogden! I found you through AliOK's diary of which I'm a long term lurker, but I wanted to say I will be watching you with interest as our situation is dire but we daren't do anything but manage our mess ourselves! You're doing a great job, good luck as you continue into this new year!
    Molly x
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Slips in with mug in one hand to check the kettle's boiling :D

    Happy New Year Brogden and here's to a fab 2015 :beer:

    Excellent post too. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Morning Brogden, and a lovely cheerful HAPPY NEW YEAR xx to all at Brogden towers x
    I for one love your rants, most go completely go over my head as I of course am too young to remember Jimboy Hendrix, and only Kafka I know wrote a book mentioned in Bridget Jones diary :) .. My life of ignorance I do not apologise for lol..


    Love the fact your throwing yourself head first into getting rid of ALL your debts I am doing exactly the same apart from one, which can sit and dwindle away for the foreseeable future.


    BTW the Pay it all off by Xmas gang are amazing, you will fit in just perfectly!!.


    I would just like to thank you personally for all your help and giving me the shove into self management. I knew I could do it myself, just lacked the confidence to try..
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • Brilliant start of year post but just for the record, we don't think you're a nutter, we know it.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Certainly don't think you are a nutter, Brogden. Love your rants. Go get em! All the best for 2015. Looking forward to seeing you blast those debts. Like you, I've now decided to 'work to live' and give most energy to making family life the priority. Onward and upward in 2015. HB
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Certainly don't think you are a nutter, Brogden. Love your rants. Go get em! All the best for 2015. Looking forward to seeing you blast those debts. Like you, I've now decided to 'work to live' and give most energy to making family life the priority. Onward and upward in 2015. HB

    Thanks HB :) !!

    I see you have joined the 'Debt Free by Christmas 2015 Club' too! I know to pledge all of that is mad but I have promised myself that things will look very different this year that I thought 'what the hell?' I might even have a little bonus in the first half of the year and there may be some element of 'snowballing' following hopeful success in the F&F arena :) !

    You will be debt free much quicker than you think - I sense great conservativism with you HB :) !!

    Brogden x
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Brilliant start of year post but just for the record, we don't think you're a nutter, we know it.

    In Need of Direction......I'll suggest a direction for you if you'd like :mad: !!

    You are a very cheeky monkey :p !!

    Hugs for New Year - let it roll baby roll...........here we go..........:T
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Happy New Year Broggers, you nutter you :D

    Here is to a fab 2015 for all of us! x

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
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