Brogden's Debt Disaster & Self Managed DMP!

liltdiddylilt

Broggers - C&P'ing this for anyone who might read your diary and need it. Anyone wants it and can't figure it out just mail me on here!

Boom - Anyone want YNAB at 25% off?!?!?!? No referalls, just create a 'Steam' account and download Steam, then pay for it through Steam. You don't have to open it via Steam everytime, but at £22.49 buy yourself the best Christmas present you could wish for at a knocked down price. I got 20% off and still paid £28 and I have saved that much at least 20x over in the last 6 months!!

If you need any help just mail me as I am at work and will only get emails about private messages til I finish!!! Go now, the sale is always quick!!

Brogden

grannyx2 wrote: »

Now now, no poking the bear, let him sleep, he's hibernating. I'm never frosty, I live with Mr Grumpy Head who emits as much frost as one house can stand. I only ever radiate warmth

X

I can feel it from here Granny

I should install you here - quite MSE really......save some money on the gas bill

grannyx2

You, young man, are very cheeky x

in_need_of_direction

Does that mean your creditors reduce to 17 from end of jan?

Brogden

in_need_of_direction wrote: »

Does that mean your creditors reduce to 17 from end of jan?

Yes INOD.........it does !!

Its still a lot though isn't it ??

I'm just about to do a signature change. I wouldn't normally deduct an F&F discount in the signature until it is paid but the amount I have to pay in January is agreed. The amount I still have to pay is, of course included in the total O/S on the signature .......its fair play and numptyness aside, 247 Funnybox have played fair !!

There is one other.......CF*O Lending.....I mentioned them earlier. Their 'Customer Relations Team' is now giving me a (serious) discount and giving me credit for the payments made when they quoted the same figure earlier this year. Numpties for what they tried to ask me to accept but.........at the end of the day.........fair play !! Thanks to both I suppose !!

Brogden x

Brogden

Good Morning!

My signature is now updated to show my routine December payments plus the ‘certain’ discounts afforded by CF*O and 247 Funnybox - this is the ‘phoenix’ PDL who horribly rose from the ashes to breath a life of gathering gloom………:eek:

I know everybody is saying ‘he’s a cheeky young man that Brogden. He is deducting discounts from his debt totals before they are realised and he’s only doing that because if he didn’t he’d be embarrassed because he’s paying such small amounts….he’ll be in debt forever……what a complete and utter numpty….’ :mad:

Well…….I am only deducting discounts which are certain. There is no point in deducting from the total those discounts which may or may not happen. If I was to do that I could reduce my total, based on offer letters I have received by several thousands…………if I pay XYZ by ZYX etc etc……..

Anyway – I think the totals show where I am at currently without ‘bending it like Beckham.’ You can see I am not at all suited to be Head Accountant at Tesco, Prime Minister or Chancellor. Brogden’s Financial Clarity Party would stand no chance at all of being elected .

Oh….Star of Wonder, Star of night,
Star with royal beauty bright,
Westward leading still proceeding,
Hope me ackers aren’t too tight


Brogden.

grannyx2

Crazy fool, you do make me smile x

in_need_of_direction

And me. Thanks for that.

liltdiddylilt

looking good Brogden

I was thinking about what you said about your debt. It being due to a lack of saying no to those you care about. I really hope they are learning the lessons you have to learn as you try and pay it off. Would hate to think of the little lady Brodgden's getting into mistakes thinking they could pay it all back at a later date. I hope you include them in your debt busting journey love you are doing awfully well!

Brogden

liltdiddylilt wrote: »

looking good Brogden

I was thinking about what you said about your debt. It being due to a lack of saying no to those you care about. I really hope they are learning the lessons you have to learn as you try and pay it off. Would hate to think of the little lady Brodgden's getting into mistakes thinking they could pay it all back at a later date. I hope you include them in your debt busting journey love you are doing awfully well!

Thank you Lilt

I think they may be a little bigger than you think .

I'm not sure that I include them in my debt busting journey though - as if they'd let me :rotfl: !!

Brogden x