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Brogden's Debt Disaster & Self Managed DMP!

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Comments

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    helena124 wrote: »
    Evening Brogden,
    Sorry but last night's lengthy reply disappeared into cyberspace and I'm going to blame my carp broadband connection as we live literally in the middle of nowhere and internet connection is via satellite. Aaaargh!
    (Nothing to do with the very lush Rioja, honest)
    Anyway don't be disappointed with your score on the door for debt reducing, the good thing is that it's downward and not increasing. Be proud of yourself because your tackling it and I think that's what's important.
    You're doing brilliantly.
    Happy weekend, Helena:j

    Hi Helena,

    I am so sorry that I missed your lengthy reply. I love a lengthy reply :)!!

    Whilst it has taken two or three years, I am sort of 'self realised' and whilst the financial events of the last month (getting rid of two predators whilst one returns for an encore) are not completely the events I would wish for, this does not really affect my mood too much :)

    Its like managing a football team....going for the title but you're a fool if you think you are going to do it without dropping some points somewhere as you go along!!

    Speak soon.

    Brogden x
  • Morning!

    Barry Manilow - have you seen him doing the rounds on the TV, he can hardly speak his face has is so stiff with botox and plastic surgery :) I digress......

    Your speech was brilliant - don't be disheartened, any decrease is not an increase. Pat on the back and your fun sense of humour is still intact. I enjoy reading your updates, you have a great way with words. hope you can enjoy a relaxing Sunday. :)
  • Morning!

    Barry Manilow - have you seen him doing the rounds on the TV, he can hardly speak his face has is so stiff with botox and plastic surgery :) I digress......

    Your speech was brilliant - don't be disheartened, any decrease is not an increase. Pat on the back and your fun sense of humour is still intact. I enjoy reading your updates, you have a great way with words. hope you can enjoy a relaxing Sunday. :)

    Just shows that money doesn't buy happiness. I haven't seen him but am glad really as his music reminds me of my mum. Although I'll take the therapy as long as it's free - have subscribed - do I get the free champers too :rotfl:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Just shows that money doesn't buy happiness. I haven't seen him but am glad really as his music reminds me of my mum. Although I'll take the therapy as long as it's free - have subscribed - do I get the free champers too :rotfl:

    The therapy is free SS but I have retracted the offer of champagne :) !!

    You and I are sharing a bottle of discounted sparkling flavoured water from B & M Bargains. It cost me 29p.

    Bottoms up :rotfl:!!

    Brogden x
  • Brogden wrote: »
    The therapy is free SS but I have retracted the offer of champagne :) !!

    You and I are sharing a bottle of discounted sparkling flavoured water from B & M Bargains. It cost me 29p.

    Bottoms up :rotfl:!!

    Brogden x

    My favourite :) although I'm not sure what B&M bargains are :rotfl:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • It's going in the right direction brogden and you're keeping track of it. Well done.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    edited 30 November 2014 at 11:14PM
    My favourite :) although I'm not sure what B&M bargains are :rotfl:


    You do know SS....you must be kidding ;) !!

    Its a pound shop chain - they've got millions of stores!!!:)

    If you don't have them in your area now you will soon I'm sure ;)

    I'm not a shareholder honest.......if I was I wouldn't need a DMP!

    Have a great week :)

    Brogden x
  • Well Brogden,

    I have made it from start to finish after picking up at around 8:30 this evening.

    My song of choice for your blog is Imagine Dragons - It's Time and if you don't have the necessary equipment to listen to it, then google them there lyrics ;) (I am in no way trying to state that you have no ears. I am sure you are very eary. I meant speakers.. headphones.. etc! :o)

    I would like to know where one can buy shares for Brogden Towers; after reading the shareholders meeting notes, methinks there is never a better time to buy and you're sure going places :D:D

    Also, I read way back there... that you BOUGHT peppercorn sauce. *tut* - have you a beef oxo cube, and equal amounts boiling water & cream? A few crushed peppercorns, or even some bog standard ground black pepper, simmered on a low heat until thickened and there is a lovely sauce, with the spare cream left over for all manner of things. Korma perhaps, or on some pud?!

    Lovely to be able to pop in and finally meetcha, instead of bumping into you haphazardly in the corridors of other diaries ;)

    Your 'Onwards and Upwards' is the catchphrase of another legendary MSE'er NinjaSavingKat. She dragged me up by my bootstraps when I joined her journey. Whilst I paid off £3000 or so, the lady paid off £16500. She then went on to total another £14k in savings after paying off the debt and is in her first couple of weeks of an epic adventure around the world. So when I see you say that, I know that it is true. Genuinely, there might seem like there are two directions, with one being far less palatable, but you are here, with friends and fellow MSE'ers. Continue to post, everything... minutiae of your day, nitty gritty things that you feel like sharing.. You will feel that much better for it. A problem shared, is halved, and likewise a victory is doubled for every person who shares it with you.

    Apologies that it is Monday tomorrow. I will be feeling your pain on Tuesday. I normally work Weds - Fri but am subbing in a Tuesday to allow me hours at the hospital on Thursday. Soul destroying really... Tomorrow I need to make food for the week and get a bit more creative than the banana bread and lasagne I attempted for the first time today. T'ain't gonna feed me for long ;)

    Hugs to you n yours! :)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,Brogden greet024.gif.
    I have only just discovered your diary,and started to read it,but it is now 1.12am,and I really must drag myself to bed.So I am subscribing,and tomorrow night after the sproglodites have gone to bed,I will read it right through,and start cheering you along.
    You are doing a fantastic job x
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Oo two new visitors to Brogden Towers. Hope your Monday is going well so far all x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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