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Down in Portsmouth

1356

Comments

  • The_Deep
    The_Deep Posts: 16,830 Forumite
    I will obviously contact the Management Company tomorrow morning, but should I be taking this further?

    I certainly would, send the DRC an unstamped letter or six with "cheque enclosed" on the outside, send the PPC an invoice for your time in dealing with the DPC, threaten them with court action if it is not paid. Cost them time, cost them money.
    You never know how far you can go until you go too far.
  • I-LOV-MONEY
    I-LOV-MONEY Posts: 1,279 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Does anybody have a geographical number for Capital2Coast? I am not ringing their 0844 number. (Nothing on SayNoTo0870.com).
    Thank you for reading this message.
  • DON'T CALL THEM!! What are you hoping to achieve? Never phone a PPC or debt collection company. They won't listen. They just want your money (even if the principal has cancelled). All they'll do is twist what you say against you, and you'll end up frustrated and no further. Only communicate in writing, where there's a verifiable paper trail.
  • I-LOV-MONEY
    I-LOV-MONEY Posts: 1,279 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I am waiting for the Management company to send me an e-mail from C2C confirming that the tickets have been cancelled.

    My wife e-mailed them (on Christmas Eve!) explaining it all, and included the e-mail from the Management company, but they have ignored it. I wanted to ask them why they have ignored it and put it to a debt management company, without further explanation.

    So you think I should not try to contact them?

    What about the debt management company; should I ignore that and wait to see if they want to take her to court? (Do you or anybody else know anything about them?).

    Finally, we have just noticed on the Vehicle Registration Document, her surname has been mis-spelt - just by one letter. Does this make a difference - can they sue somebody that doesn't really exist?
    Thank you for reading this message.
  • ManxRed
    ManxRed Posts: 3,530 Forumite
    I wanted to ask them why they have ignored it and put it to a debt management company, without further explanation.

    I can answer that for you. It's because they are greedy and a bit thick.

    Keep everything in writing. Focus on getting written confirmation that the Management Company have requested that they cancel, and then WRITE to them pointing out that the Principal has withdrawn support fr their claim, and pursuing it now would be completely fruitless for them. They have no cause of action in any potential court claim.

    Mis-spelling a name makes no difference at all.
    Je Suis Cecil.
  • bod1467
    bod1467 Posts: 15,214 Forumite
    And any debt collector has as much right to sue you in the small claims court as I do ... Yes they can do it; no they won't, as they have no standing to bring a claim as they were not a party to the original alleged debt.
  • I-LOV-MONEY
    I-LOV-MONEY Posts: 1,279 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    bod1467 wrote: »
    And any debt collector has as much right to sue you in the small claims court as I do ... Yes they can do it; no they won't, as they have no standing to bring a claim as they were not a party to the original alleged debt.

    So they work on the basis that they 'frighten' people to pay? Does that mean no debt collector who isn't the person / organisation that didn't create the debt cannot bring it to court.? The letter actually says
    "..we will recommend to the creditor's solicitor that court action should be taken to recover what you owe"
    Can they instigate court proceedings?

    (At last, been having difficulty in posting for awhile).
    Thank you for reading this message.
  • ManxRed
    ManxRed Posts: 3,530 Forumite
    You've got it. It's all a big frightener based on the fact that the general public doesn't comprehend contract law, and has an innate fear of getting into 'the wrong' with any kind of authority (the courts).

    Yes, the creditor could take legal action but they'd have a very weak case against you.

    That's why they largely prefer to stick with frightening you.
    Je Suis Cecil.
  • bazster
    bazster Posts: 7,436 Forumite
    1,000 Posts Combo Breaker
    Je suis Charlie.
  • I-LOV-MONEY
    I-LOV-MONEY Posts: 1,279 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    bazster wrote: »
    Here's Gavin of Capital2Coast:

    3213230.jpg

    He looks a charmer does he not?

    Don't mock - that's my Dad :):)
    Thank you for reading this message.
This discussion has been closed.
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