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Changing for good...a new start!

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Comments

  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Aww can't view it :(
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Debt free did you want me to add you on fb so you can see it??

    I can pm you my id
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have tried to upload video to photobucket, hope this works

    th_Phi%20video%2019-3-15_zps1kbp8ccl.mp4
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Bless her! I have the same purple and black lunge rein, but my other one is plain black :) At least she'll do it for a bit, Merlin knows perfectly well how to long-rein, as evidenced by the first time I tried with him - I tacked him up, picked up the reins, told him to walk on and he dropped into an outline straight away and picked up a good, active walk. I was following quite happily, doing a few changes of direction and thinking, 'Hey, this long-reining lark's easy!'. Then my husband arrived home, M saw him standing at the gate watching, decided to go and say hello and realised that I actually had no idea what I was doing as I sort of waterskiied along behind him! From that day forwards, any attempt to long-rein him by myself has resulting in him parking himself, usually with a hind foot propped for added insolence, and going, 'Make me, sucker'!! Must enlist Mr Minx's help from a leading point of view to start him off again this year!
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Have done :) will try to view shortly.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, yawn, am down in my southampton office today, a very early start, hope to leave early too ;) Hoss was shocked when I turned up just after 6am, she normally doesnt have brekkie till nearly 8 :)

    Only good thing is I can claim expenses for coming here so will be a few pounds better off after fuel deductions.

    My amazon voucher landed, am £1.30 short of getting mums pressie, its not till May so have plenty of time so save up for that, or hopefully get another voucher :D

    No other spending today, have bought lunch in.

    Not much planned this weekend, need to clean the house as havent had a chance for last couple of weeks, may have hoss trainer, waiting to hear back, if not will do some work with the hoss myself.

    Target 2 - new - Sains CC - £183.90 - Now £36.99
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bless her! I have the same purple and black lunge rein, but my other one is plain black :) At least she'll do it for a bit, Merlin knows perfectly well how to long-rein, as evidenced by the first time I tried with him - I tacked him up, picked up the reins, told him to walk on and he dropped into an outline straight away and picked up a good, active walk. I was following quite happily, doing a few changes of direction and thinking, 'Hey, this long-reining lark's easy!'. Then my husband arrived home, M saw him standing at the gate watching, decided to go and say hello and realised that I actually had no idea what I was doing as I sort of waterskiied along behind him! From that day forwards, any attempt to long-rein him by myself has resulting in him parking himself, usually with a hind foot propped for added insolence, and going, 'Make me, sucker'!! Must enlist Mr Minx's help from a leading point of view to start him off again this year!

    Ha Ha :rotfl: Glad its not just me then that the hoss takes the mickey :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    So worked in my other office friday, should net be £50 after fuel deductions in expenses, due another day next week which should be the same so £100 this month, prob paid mid April for extra funds.

    So small confession I am going away on holiday end April for a week, but dont panic nothing expensive, only going to wales :rotfl:. Going with friend and staying with his parents so no accommodation costs. Also have free cadw membership so can do lots of days out without extra costs, just need to find some spending money for some food and fuel. Going to use the £100 from above to fund this as then dont have to find any "extras" from budget.

    Am due another few extra days in the other office in april, may and june so can use that money for debts or anything else that may crop up.

    Weekend was good, cut some keys cut on sat for yard owner and swapped for a wormer and some hay, used some pennies in overdraft. Now have £15 to last till Wednesday. I need to get a card for my sisters birthday but still have £15 of cash in my purse so this will more than cover it :)

    I cut my grass, tidied my house a bit more, found another bag for cash for clothes. I rode my hoss on sunday, slowly she is doing good :) I took advantage of free listing weekend and relisted all my unsold bits, going to see if I can add a few more bits over the next couple of days.

    My min payment for Bcard has gone out so that is now under £5K :D, my total debt is nearly under £5k too, wont be long :)

    Credit report updated as well so new mortgage figure, always nice to see it slowly decreasing.

    No more extras to my Sains CC but hope to get a few pennies somewhere to pay this off asap.

    Target 2 - new - Sains CC - £183.90 - Now £36.99
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Small survey payment has just landed so another few pounds knocked of the sainsburys balance :)

    Target 2 - new - Sains CC - £183.90 - Now £29.15
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Great enthusiasm and focus there Mrs, sounding fab :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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