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Need to get myself together: The beginning
Comments
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Payday tomorrow for me as well monz, very much looking forward to it.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Woo payday is here.
I lifted £130 to pay to my mum and dad . £150 next month and thats clear.
My loan amount will come off normally on 1st and I will see what I can do or even even the numbers
.
15 days until Child tax credits (wont hold my breath I know Tories are cutting left right and centre!)
So 28 days until next pay day
xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey everyone.
Cant really update until Monday or maybe Wed after usual loan payment comes out blah Got my letter from HMRC yup money cut... so nice of them hmmmm :P hold my tongue there haha
Anyway
14 days until Child tax credits
27 days until next pay day xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Monday boo! Well loan payments came out and interest already added so I paid £4.57 to make it even... I know I went wild overpayment haha
Tomorrow is my boys first school visit argh!!
Nothing else to say hope you all had a great weekend. I was very fragile yesterday haha.
11 days until Child tax credits
24 days until next pay day xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
So been messing about with figures and think next month what I owe my mum will be less
So £80 to my mum and paid off
£50 will go to my Xmas pot to try get it up again.
£50 overpayment to loan if I play my cards right
xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hi Monz,
You are doing great, even with the set backs you are rolling with the punches. Don't let anything get you down. I am so impressed, I wish I could say I was doing as well.
October xx0 -
Sounds like you've got it all worked out monz. Fab news about being able to make an overpayment to the loan Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Hi everyone
Not much to add just plodding along lol!
9 days until Child tax credits
22 days until next pay day xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
I love your payday count downs!
Hehe :j
October xx0 -
You're doing great xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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