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Need to get myself together: The beginning

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So looking at next month I should have extra money left over, however, with T in Park next month (only Saturday) and my fave Irish boys coming to stay... I have no idea what I will have left over so if i have any left over before payday will pay off some overdraft :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Morning O Gorgeous one! ;)




    Pay day is 26th for me and is keeping me focused :o..I figure roughly the same for you 25th/ 26th ...:)
    Keep up the good work you doing amazing as always.

    :beer:
    Well done with the savings here :) Very proud ..lol :D
    £164/£365 Xmas 2015 Connor 5: £6/£276:T
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Monday blues have hit today lol. Off Friday though my sons nursery graduation argh :D

    Anyway

    Woo woo its Friday :P

    Paid nursery today and my last full payment of £615. Next month is £360 and I am finished :P So relieved

    25 days until Child tax credits
    10 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aww wish payday would hurry up. This will be first month in a long time I wont be so short of cash and soon to be able to start wacking that loan to smitherines :D

    24 days until Child tax credits
    9 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Feeling rubbish and our loop that I have not been able to do overpayments. I hope to be back in swing of things in next cpl months but i guess that is life eh :/

    23 days until Child tax credits
    8 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm the same just now itching to make overpayments but can't til we come back from holiday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Brightspark87
    Brightspark87 Posts: 1,466 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    i missed the chicken pox I am sorry hope all is better now?

    you will get into it over the next few months with the overpaying x

    Paid off all Catalogues 10.10.2014
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Same here monz, I can't wait for the next few months to pass so I can get back into overpaying my loan.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    We just want the debt gone dont we :)! Brightspark he so much better now.

    I wont be posting tomorrow I am off and its my sons graduation from nursery :)

    I will try post pics up on this Monday

    22 days until Child tax credits
    7 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Have a great day at your sons graduation xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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