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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw October I need a countdown keeps me focused on what to pay next lol!

    Thanks Abba.

    Hi everyone

    Not much to add just plodding along lol!

    8 days until Child tax credits. After this months payment for nursery only need to pay half next month and finished :D
    21 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I get paid weekly now I am a temp... It's been a weird transition and it is going to be even harder when I go back to monthly. I miss the monthly count down though.

    Have a great weekend Hon!

    October xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Afternoon everyone its Friday woo!

    Actually gonna stay in this weekend for a change lol!


    7 days until Child tax credits.
    20 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So I actually did stay in this weekend and more of the reason... my boy has been hit with chicken pox and all he wanted was his mammy <3 bless him. So we sat in watched DVDs on couch with our covers n picnic :)!

    He will miss his second visit to school and I feel sad about it but his health is my concern and i will find out which class he is in when i phone. Hopefully be all better for his graduation next week.



    4 days until Child tax credits.
    17 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww bless your wee boy for getting the chicke pox hopefully he'll be on the mend soon and in time for graduation xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Abba. The good news the spots are scabbing but keeping him from his second school visit just in case. Was up half the night with his itching again :( poor baby



    3 days until Child tax credits. (last full month payment! Next month is half I need to pay and done :) )
    16 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey everyone. The sun is out and I am in work... sounds about right lol

    2 days until Child tax credits.
    15 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a boring day in work lol i have loads to do but no inclination to do it :P

    tomorrow Child tax credits.
    14 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I know it's such a beautiful day, don't want to do anything either. I'm on a split shift today so at least I get to spend the next couple of hours sunbathing before I have to do more work.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo woo its Friday :D:P

    Paid nursery today and my last full payment of £615. Next month is £360 and I am finished :P So relieved

    28 days until Child tax credits last nursery payment ;)
    13 days until next pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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