Need to get myself together: The beginning

misstara

Hi monz, sorry to hear you're on a bit of a downer today. It sucks about the tax credits and the unexpected bill but at least you are using what money you have and not just bunging it on a credit card and adding to your debt. Two months will fly by and you'll be back on track. Never forget you are awesome

I feel your pain though - today I decided to take a payment holiday for my loan for June because I need the money for my friends hen weekend and wedding. Realistically there's no way I can save the money in time and I will cover the interest so that my debt doesn't go up but it's so annoying.

Big hugs x

monz

Hey all not much to say just plodding about. Trying not to mope about it nothing can be done and just a set back i guess

7 days until pay day
22 days until tax credit due xx

abba1772

Try not to be too hard on yourself Hunni we all have blips along the way at least your dealing with it the best you can, I have every sympathy for you regarding you paying off your exes debt I've epbeen there when I split with my ex husband I was left with £17500 of debt all because it was in my name but I've paid it off and it's been a very expensive lesson

So chin up Hunni you're doing great and you will get past this in a couple of months xx

laurag89

Hey Monz,

So sorry to hear about your money being cut, and having to borrow. It is un avoidable sometimes. You will get back to where you were in no time!!

I did exactly the same when my car packed up a few weeks after I got it, but I think I have paid that back now You will do the same.

I will get some USA pics put up, Have been super busy at work so it keeps slipping my mind

Have a lovely weekend. x

submarine76

Hope you had a good weekend Monz. We are all going to hit a bit of a bump now and again, but as long as we get up again each time we will win in the end. DFD seems so far away for me at the moment but it's a journey I will complete, chin up kid and keep smiling, you're doing great! X

laurag89

Hey Monz,

Hope you are feeling a little bit better about everything, and had a good weekend?

monz

Hey everyone not much to post. I have decided this month my extra payment will be £130 to my mum (I owe her currently £280 ouch!) then July £150 and this will be fine as my last payment to nursery is half what I normally pay

Then my first August freedom no nursery payments £200 to my Xmas fund then back to loan over payments xx

2 days until payday
17 days until child tax credits

abba1772

Sound like you've got a plan xx

moneyonmymindsam

Pay day for me tomorrow so not much longer for you I hope,


Hope you are well and don't let it get you down look at all the awe inspiring things you do do !!!


A little something to keep you motivated before payday ..lol or Mr Smooshy will come and get you

monz

OMG thats so cute Sam!!!:)

Tomorrow payday finally. by August I shall be happy as no more nursery extortionate fees or worried about my tax credits being cut. I will officially be no benefits and all my own money Not that I am bad mouthing those who are on it. I hate being worried about their cuts and thinking will I be ok this month or relying on them.

16 days until tax credits xx