Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Good day everyone :)

    Just noticed I am less that £37 and under £4k owed :D!!

    Going to see if the mini interest has went on to my account and if i can square it to zero i dont like it at .44 :D

    Anyway

    3 days until tax credits (nursery money :( - 2 months to pay after this!!)
    16 days until pay day. Going to pay £101.46 to my loan as overpayment and means that with my normal payment is double my monthly fees :)

    Just want rid this debt!!!:Pxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Little update today got a pine cone survey so now at £154 :) Xmas 2015
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • laurag89
    laurag89 Posts: 728 Forumite
    First Post First Anniversary Combo Breaker
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    hey welcome back!!

    Sounds like you had a lovely holiday!!
    I want to do DC it is on my very long list of holiday destinations.

    Unfortunately I won't be doing any of them until my debt has gone! waaah.

    You are doing amazingly well, keep going :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
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    Evening Gorgeous !!!!


    Going to have a little virtual party when you under 4k lol :beer:
    :j:D


    You really are an inspiration!!!! you never fail to amaze me with your dedication to debt busting ...15 days til pay day for me :p


    Glad the trip was wonderful ...p.s one day someone who deserves you will come along ..you'll see ;)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
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    :D


    http://www.bing.com/videos/search?q=mirror%20man%20&qs=n&form=QBVR&pq=mirror%20man%20&sc=8-11&sp=-1&sk=&ghc=1#view=detail&mid=D3928CF21A90740A285DD3928CF21A90740A285D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Laura DC is amazing but put Philadelphia on your list soooo amazing!!!

    Aw Sam you post made me smile. i think right now I truly need a break from guys. All ones I meet are scummy haha and love the video :D

    Anyway nothing much to report.

    2 days until tax credits (nursery fees)
    15 days until payday :) woo

    Thats about it that i can think of.. going to snoop now x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Here are pics

    21105_10152852255763017_8290442865019926414_n_zpsq6foaual.jpg
    11130219_10152837656293017_3904004135080839139_n_zpssghrvfjn.jpg
    11204428_10152846759543017_4625931944865248967_n_zpsw9fdj6xf.jpg

    I am the blonde lol :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Looks like you had a ball xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • laurag89
    laurag89 Posts: 728 Forumite
    First Post First Anniversary Combo Breaker
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    Great pics, looks like you had an amazing time!!!
    I have so many America pics I need to sort through them.

    :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Thanks! Put them up Laura :) !!

    Tomorrow tax credits are in and off to pay nursery :/ lol 2 more payments after though :P

    2 weeks today until pay day though and pay off £200 to debt :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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