Need to get myself together: The beginning

monz

8 days til payday.... Wish it would hurry up !

End of next week aiming to have just over £1,300 towards decking fund.  Will have this sorted by March   April 13 ish is when they are due to start.

I will then focus on holiday fund, my niece birthday (said would get her dollars for USA) and then my mums birthday I have to put money too also.  Its the big birthday years.  Also got a quote this week for loft so somewhere will start saving.  Everything blinking money these days.  Also got Isle of Barra to pay for two.... maybe I need a third job :P 

Hope all is ok xx

monz

7 days til payday got JE tonight and next couple days.  I had to take money out decking fund so all these shifts will cover that money .  Hope all ok xx

abba1772

you're doing really well with the decking fund....well done xx

monz

abba1772 said:

you're doing really well with the decking fund....well done xx

Thank you .... Dreading the quote for the loft.  Think I severely underestimated what it will be.  

I need the following:
*Loft ladder and possible new latch door.
*Loft cleared - previous owners obviously done nothing!
*Cover gap where those blasted drove me crazy birds came in and nested last year... honestly it was mental
*Most likely needs new insulated flooring
*Flooring on loft
*shelving put in
*Lighting fitted.

Next year I am going to ask them to insulate the walls and plaster board it also and possible a window put in better lighting.  Or following year.xx

monz

Morning, halfway mark for decking .  Next week will hit £1,300 and got an email stating they will be starting around 27th March which has gave me a kick up backside to say the least.

Got news on my loft.  Sadly its too low for eventually being a room.  They can floor parts of it for me and ladders etc.  Sent me a price of £275 which is amazing though I am questioning if that includes flooring it.  If so will book mid April and thats my loft done !  So when they are doing decking will ask for price for driveway   Maybe have a beautiful garden by end of summer .  Once all done, will be saving my boys birthday, Christmas and then starting for toilet under stairs. Will have to contact council regarding permits if needed.  I do not think it does but I want to keep everything correct. xxx

monz

Yeah so the quote was wrong as I knew deep down sadly.  It is £1250 just under.  I am saying to leave out shelving he had told my bf that it would not be much.  So total is £1038.  I am going to book for last weekend in May and thats it completed.  When my decking is getting down I will ask for a price for driveway but that wont be til mid end of 2020.  Everything blinking money ahhhhh xxx

monz

Morning.  Had a lovely weekend.  This week got to curb on spending.  Should be fine as payday Thursday.  My decking fund by Thursday will be £1325. So bet my target of £1,300.  End of March has to be at £1,800.  Hoping it will be £1,900 as chance he said could be more if electrician has problems and lets face it the previous owners made a mess of my whole house.

I will be phoning loft guy as he never replied to my email about quote.  I am telling him to leave shelving as I was informed it would be a waste by him though he left quote for it and only one sets of lights.  This means I need to then save up under £1,000.  Hoping to get that be end of May.   Will know by lunch time and have that booked in.

Also got to start about holiday spending money also and my niece birthday in April.  My dad is taken care of thankfully. 

3 days til payday xx

monz

So I have the final cost for loft after negotiating (or cutting back should say.)

Be end of March will have paid off and my decking done. £1,800 - on track for this
My niece birthday (£100)
Loft £958 - This is end of May being booked with JE and work money should be fine.
Holiday spends.  This will be whatever I have chucked to this and need £300 (I know all inclusive but want to go out sometimes and my son loves arcade machines
Mums 60.  This is July £300 towards hers we are all putting in the same
My sisters 21 £210 this is September.
Driveway.  Absolutely zero idea!!  Be end of the year anyway
Sons birthday - November - Hoping PS5 comes out then in time.
USA - Me and JP are putting money aside each month for this
Christmas !

So yeah mapped out 2020 me and Abba were laughing about this wishing our year away xx

abba1772

looks very organised you'll managed that no problem xx

monz

Thanks Abba.  Forgot to add in my other niece birthday in June which is another £100 for her dollars also, so they both have the same

I have now almost third holiday spending and covered my niece birthday in April.  Next birthday is my niece in June and my bf, though his is booked and dealt with   Cannot wait to go in the mini plane to Isle of Barra!  Hoping by end of March will have; paid off decking fund (I should since it is being done in end of March ) and my holiday spends been saved up!  Meaning April will focus on getting loft paid saved up for end of May.

Payday tomorrow finally!!!xx