📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

Options
1380381383385386401

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    The cottage sounds lovely monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Barra is a lovely place to visit, we went a few years ago :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • Barra is on my list, looking forwards to hearing what you thought of it. Goodbye to the longest month ever, and have a great weekend Monz!
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thank you everyone.

    Thank god its Friday. Quiet weekend minus JE. Last night made £31 but only showing as £23 one did not record so have to phone at 10am :/ Got one tonight and tomorrow so hopefully this will help bulk up amount :)

    27 days til next payday. This one I will now send £400 decking fund and hopefully earn £200 minimum to chuck to it as well :) should be doable.

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning!

    Had a lovely weekend. Quite chilled and got some things much needed done aka my boys hair cut! Also been quite spendy but normally first weekend of payday always loads need to pay out for.

    24 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I had a spendy weekend aswell, need to cut it out now for the rest of the month!

    Well that will be easy anyway cos I have no money haha ;-)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I see your house fund has went up Dolly :) you got some amount of bargains in Boots sale :D!

    Selling the sound system on ebay. I had originally put on facebook market to save trying to post it but the amount ridiculous offers I was getting £70 and that for a £300 unopened system its on ebay. Anything profit will be straight to decking fund (right now on ebay it is £161 - not including posting I will after take that off!). Currently it is at £635 hopefully be more end of this week and then add the money from ebay sale :) I am going to go through items that I have round house for FB market though :) x

    23 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Good luck with the ebay sale, hope it goes quickly.

    Have a lovely day xx
  • I knowwwww! So happy with how that is building up.

    Yeah I sure did, most of my Christmas and Birthday shopping for this year is done already :rotfl:
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Good morning.

    22 days til payday. Bank account looking not too bad, could be better but its been worse and tbf after January I am amazed there is money left lol :P

    I put some items on facebook and looking like will make about £30. However, until money is in my hands it is £0 :) All money from FB sales will go to USA spending fund with JP in November :)

    I have booked week commencing 13 April for my decking to be done :D so excited! After decking will pay off bits and bobs for big birthdays coming up and spending money for holiday then come June I will focus on getting my loft completed; it needs ladders, emptied (previous owners obv did not), new insulation I gather, there is a hole where obv a bird flew in and nested :/, floored, shelved and light put in. This means I can put everything that is under my stairs in there and that will be ready for a toilet to be installed in future. I think overall cost for this will be £1,000 roughly.

    Then saving for my driveway :) around August time and also start counting in my sons birthday and then christmas. So basically my full year has been priced out :P

    Hope all is well :)

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.