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Need to get myself together: The beginning
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Our comp s on 23rd. We did not have one over weekend. Must be different TKD companies lol xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.801 -
Morning. 16 days til payday, thank god! Just want to see my savings for decking going up
Not much else to add, got TKD tonight, Celtic game tomorrow, Valentines dinner Friday and JE Saturday (gotta get those savings up :P )
Got a guy coming out next week to inspect the loft and give me a quote on Thursday. This is to - patch up the entrance so I dont go mental about the birds again, Insulate as it is a riot, floor the roof, put lighting in, and shelving. Oh and most importantly installing good ladders!!! This is just the beginning. Next year I plan on getting it plastered and flooring put downand see from there. Basics first though. Means all things under my stairs can go up there and next year start about toilet under stairs and driveway also finish off garden
Slowly getting there. In June will be two years at my home and so many changes have happened (much needed!) mostly by myself so I am proud of myselfxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.801 -
is that nearly two years already......that's flown in xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052
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I know two years come 29 June
! Crazy I feel so much been done to house, but also not enough.
I have a JE tomorrow and Saturday. Hoping to add £50 to decking fund from this.
Tonight have the Celtic game, hoping the weather calms down but! With hailstones like golf balls I better wrap up :P
15 days til payday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.801 -
What a game. We won 5-0 and Rangers lost 2-1. Was absolutely amazing game to go to and on route to 9 in a row
! We hope. Anyway enough about football, I really do not care about it :P
Tonight got a JE run. Tomorrow going out for dinner and drinks for valentines. My mum paid for the meal for part of my birthday and well we want to have some drinks. It is my local pub so only have to walk five minutes back home
2 weeks til payday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.802 -
Morning 13 days til payday
Happy valentines alsoHappy its Friday. Going for dinner tonight and having a few drinks. Got some JE tomorrow
Gotta get decking fund up
. Also putting some money aside to pay off other items also
Hope all is good xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.802 -
I actually cannot believe that youv'e been in the house nearly 2 years!!! that's insane lol xDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)1 -
Aw I know! At least it does not look like how it used to!!
10 days til payday. I did not do JE Saturday, I was complete right off and could not drive after drinking wayyyy too much oops!
Got good shifts this week so have to make it up for my slack weekNot beating myself up I had a lovely night.
Hope all is well xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.802 -
Good that you're enjoying yourself as well as working hard, hope you had a lovely meal.
H x2 -
Aw I did, my local pub food is on point
9 days til payday. May have to go into my savings but this week decided all money from JE will go to Decking fund so will make up for itxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.802
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