We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

Options
1382383385387388401

Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Our comp s on 23rd.  We did not have one over weekend.  Must be different TKD companies lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning.  16 days til payday, thank god!  Just want to see my savings for decking going up :)
    Not much else to add, got TKD tonight, Celtic game tomorrow, Valentines dinner Friday and JE Saturday (gotta get those savings up :P )
    Got a guy coming out next week to inspect the loft and give me a quote on Thursday.  This is to - patch up the entrance so I dont go mental about the birds again, Insulate as it is a riot, floor the roof, put lighting in, and shelving.  Oh and most importantly installing good ladders!!!  This is just the beginning.  Next year I plan on getting it plastered and flooring put down :) and see from there.  Basics first though.  Means all things under my stairs can go up there and next year start about toilet under stairs and driveway also finish off garden :D 

    Slowly getting there.  In June will be two years at my home and so many changes have happened (much needed!) mostly by myself so I am proud of myself :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    is that nearly two years already......that's flown in xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    edited 12 February 2020 at 2:46PM
    I know two years come 29 June :D ! Crazy I feel so much been done to house, but also not enough.

    I have a JE tomorrow and Saturday.  Hoping to add £50 to decking fund from this :).

    Tonight have the Celtic game, hoping the weather calms down but!  With hailstones like golf balls I better wrap up :P 

    15 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a game.  We won 5-0 and Rangers lost 2-1.  Was absolutely amazing game to go to and on route to 9 in a row :D!  We hope.  Anyway enough about football, I really do not care about it :P 

    Tonight got a JE run.  Tomorrow going out for dinner and drinks for valentines.  My mum paid for the meal for part of my birthday and well we want to have some drinks.  It is my local pub so only have to walk five minutes back home :D 

    2 weeks til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning 13 days til payday :D 

    Happy valentines also :)  Happy its Friday.  Going for dinner tonight and having a few drinks.  Got some JE tomorrow :)  Gotta get decking fund up :D.  Also putting some money aside to pay off other items also 

    Hope all is good xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I actually cannot believe that youv'e been in the house nearly 2 years!!! that's insane lol x
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw I know!  At least it does not look like how it used to!!
    10 days til payday.  I did not do JE Saturday, I was complete right off and could not drive after drinking wayyyy too much oops!

    Got good shifts this week so have to make it up for my slack week :)  Not beating myself up I had a lovely night.

    Hope all is well xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Good that you're enjoying yourself as well as working hard, hope you had a lovely meal.

    H x
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw I did, my local pub food is on point

    9 days til payday.  May have to go into my savings but this week decided all money from JE will go to Decking fund so will make up for it :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.