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Need to get myself together: The beginning

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  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Wow sounds like brilliant plans for the year and you're doing so well to plan and save for it well done!

    Hope you got the extra JE payment sorted.

    H x
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    So exciting! Sounds like a busy year for you xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Yeah got the money sorted :).

    I keep my head down more nowadays and make sure plan everything. Once the main things are done would love to get new flooring etc. Possibly a new kitchen in 3 years also. Will see what happens though :) Focusing on this years plans and 2021 will be installing toilet under stairs xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning!

    21 days til payday. Only two bills to come out which is home insurance and Netlix :). This weekend going to see Birds of Prey I am so excited love Harley Quinn! Also got two JE run. Hoping one shows for tonight. So much to pay for lol!

    Hope all ok xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You've got great plans and really specific goals in place. I've no doubt you'll smash them. Sometimes it's hard to be realistic about what you can do and how much you can afford when it comes to the house, but you've got it all laid out.

    We have so much needs done to our place, it's insane. Big renovation out the way this year then we will get to work prioritizing and costing the 500 other things!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    New layout!

    Will get used to it I hope :)
    20 days til payday.  Got a JE tonight. tomorrow Birds of Prey so excited :D 
    Holiday is paid off and got £10 aside spending money.  Crazy days :P 
    Hope all ok xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning :)
    I sold the Surround system so my decking fund is at £825 :D!  So on target to meet £1,300 by end of this month :). When paid will add £400 and hopefully £75 JE by end and thats it there.
    This week my boys off school until Wednesday and I have a Celtic game on Wednesday night that I got for my bf Christmas and then Valentines my mum paid for us to have a meal at the local pub I love :).
    Hope everyone had a lovely weekend :)  Off to do my nosey :p 
    17 days til payday :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    You'll have that decking fund complete in no time!
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Hey Monz, pleased to see you are still totally acing it all :) well done!! xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    How did your boy get on yesterday? Mine came away with his first medal at a proper competition for patterns - a bronze :) So chuffed for him! Hope your day wasn't too long... 

    Your decking fund is looking good. You'll be there in no time at all!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
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