Need to get myself together: The beginning
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Morning!
It is payday woo!!!
My deposit for house will change now. Will update signature. Hoping to get £7k by end of April
Also I used my prepaid card this morning. I booked my son and I return flight to Belfast the day after our holiday. I know not very saving like but my cousin A* just had her baby in January and we are very close even though not saw her since she was 2 (fb brings people back together) so we gonna visit her and her baby so excited!! Will set aside money now for hotel payment that I pay on day and spending.
holiday should be paid for in next couple days. Will be ensuring its right amount and not £138. Also new car tomorrow. Need to dbl check about direct debit ensuring not dbl whammy :O
28 days until payday.
VO cashed out £10 argos and starting to save them up... will start getting my iron/kettle etc lol xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Ahhhhhh worst day ever not 9am by time it all happened!!!
my old car took the £130 off me for a car I do not have and was promised they would not do this to me. and Thomas Cook took an overpayment of £27 and trying to get sorted. It has left me overdrawn in my account.
I was promised abt car they would not take a payment in new month for a car I do not have... then when I phoned became cheeky saying until its settled I should pay the overpayment as they did not settle new car on day eevn though they said they own it now... why am I paying for a new month of my old car I do not even own!!!!!
So holiday is paid off but its over payment of it n technically paying for two cars right now as they never settled the thingDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Ah monz that is a nightmare so it is.
Hope you get it all sorted out.
Dxxx0 -
Honestly Dolly,sitting in work and having to phone on my lunch freaking out because of this I am going to be charged for being over my account and not my fault xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Sorry about the house
Who do you bank with? I am with Lloyds/Halifax and if you put the money back in the same day you dont get charged?
I hope you get it sorted xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
RBS they do charge me. Had to race on my lunch to change some savings over.
Thomas Cook says I should get my £27ish by 5th April and no word yet on Toyota xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Can you not get your bank to retrieve the payment then you cancel the direct debit from your end and set up a new one for your new car xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Just got this!
Good afternoon
We have not received a payment from Arnold Clark to settle off your finance, once we receive the payment we will refund any overpayments.
Kind regards
Jan Henley
Customer Experience Executive
Toyota Financial Services
They told me they settled it. Now going to phone Arnold Clark again to solve thisDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Give them hell monz and raise a complaint xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Still unsure if I will even get it back this rate xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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