Need to get myself together: The beginning
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Disappointing news Monz, but what's for you won't go by you. There's a house out there with your name on it.
It's rotten to have your hopes and excitement trampled though. I've been there before
Keep your eyes peeled!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
I didnt get the house. Apparently the person who went for it before mortgage never came in on time.... now it did xx
Aww monz it's not meant to be your house you'll find it xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning. I am surprisingly fine about the house... even though in my head I did decorate it all haha. Get my new car on Friday cannot wait. Thinking I am going to put it up my new debt even though its PCP and will change in two years, I am going to make some overpayments so I can get a better car next time. What do you think?
payday in two days xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Sounds like a good plan monz.
Dxxx0 -
Payday tomorrow and in cpl days my holiday will be paid off
Will be checking what they take out ensuring its £110 and now my monthly of £139 as I made an overpayment will be on phone to them right away if so.
Get my car Friday I cannot wait . I have a bad feeling though, car sales guy says I pay £149 upfront and then my next payment will be on 1 May. Thats fine that, however, my normal payment for current car is due on 1st April (£129) and he says it will stop and not come out. I dont believe him though. Do you think I can get this in writing so if it does come out I do not get stuck?xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
They should be able to confirm it in writing for you.
I would just phone them to ask.
Yay payday tomorrow and well done on paying the holiday off!!
Dxxx0 -
Payday tomorrow and in cpl days my holiday will be paid off
Will be checking what they take out ensuring its £110 and now my monthly of £139 as I made an overpayment will be on phone to them right away if so.
Get my car Friday I cannot wait . I have a bad feeling though, car sales guy says I pay £149 upfront and then my next payment will be on 1 May. Thats fine that, however, my normal payment for current car is due on 1st April (£129) and he says it will stop and not come out. I dont believe him though. Do you think I can get this in writing so if it does come out I do not get stuck?xx
Can you not just cancel the direct debit yourself that's what I did when we swapped our car xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Yeah I can but I am still with Arnold Clark? So will it not have to stick with them? plus nervous it wont let me as end month and bank holiday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Yeah I can but I am still with Arnold Clark? So will it not have to stick with them? plus nervous it wont let me as end month and bank holiday xx
Oh I'm not sure I cancelled mine as it was through a different finance company xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I am giong to ask Friday and ask him to put it in writing. I cant just payout £300 in one go xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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