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Need to get myself together: The beginning

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  • HoneyBee83
    HoneyBee83 Posts: 361 Forumite
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    Morning Monz,

    I think that house is lovely! I'm so jealous of the price, something similar would be closer to £130,000 here :( Still away for me to go yet.
    If you can get a good morgage with a £5k deposit then I think its a really good idea. Do you have an emergency fund?
    Emergency Savings #73 = £1,500/£2,000
    Savings Pot £1,440.00
    Xmas 2018=£100/£300 Australia =£0.00/6000
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    No I dont but it would not take long for me to set up and I have £100 prepaid card xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
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    House is lovely Monz!! xx
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    That's a pretty house monz hope the viewing goes well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Lovely house Monz

    Hope the viewing goes well :D

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Got a house viewing for this one too. Just went up and its right next to my boys school. Goign tomorrow after work. Bigger :)

    http://www.rightmove.co.uk/property-for-sale/property-64516678.html
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    So got an email for a group I am in monthly I am due to receive £10 amazon voucher :D That plus £5 pending soon. Close to Ipsos I say and hopefully £15 VO. this will cover my niece birthday and something else.

    After this I have decided future house buying - kettle, microwave and toaster... I am so sad by how excited I am over this but will make it more real and have me start to proper prepare and get somethings in that I cn have ready :) xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Both houses look lovely monz :D so jealous of how cheap they are, you'd be lucky to get a one bedroom flat for that price up here :(

    Good idea to use survey money to start buying things for moving.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10814.10/£15000 (72.1% saved). Emergency fund - £1562.44/£2000 (78.1% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Viewing one tonight :D closing date is tomorrow but I am not pushing myself or rushing myself :)

    1 week to payday and 8 days to new car.

    £30 away from being back to my house deposit again. Hoping I will have it back to where it was before payday and can then add £300 to it making it £6,660 xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Hope tonight goes well :D

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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