Need to get myself together: The beginning
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OMG abba what happened? Was it this scenario! After this I am not going back to Arnold Clark >:( xx
No remember when we bought our shiny new car we had nothing but problems with it then in December we didn't have it for the full month because it was constantly in and out of the garage as the brakes were failing and it was just over a year old so we couldn't trust the car and then we had to get another car and we lost money on the new car so we've put a complaint into the ombudsman as we don't feel it's fair that the new car that was dodgy yet we were left out of pocket
I think you might need to pay Toyota to keep your credit file right and get the money off of Arnold Clark .......hopefully a manager gets back to you quickly xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Off the phone to Arnold Clark they says they have settled it with Toyota the loan so I should now contact Toyota. Sent an email already so waiting.
I paid £68.28 so hoping to hear when I get that back instead it saying I still owe £60 xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Ask for it in writing monz just in case they are talking rubbish even a email will do xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Aw I did not think of that. Will see if Toyota reply to my email if not I will phone back tomorrow xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Morning. Still no word from Toyota yet. Will chase that up today on my lunch hour and about getting my £68.28 back.
VO is at £10.15 hoping to cash that out today before on holidays next week. Going to Millport with my boy for a couple days, taking him his first climb of Conic Hill on Monday too (he wants to come with me and try... prob regret this one :P) and Dua Lipa next Thursday.
Started my survey money so saving for Belfast with that for now, cant wait to see my little cousin and meet her baby in July. We have booked and planned the zoo and W5 (indoor and outdoor play that looks amazing!)
20 days until payday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Fingèrs crossed the car issue gets all sorted out xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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I am back!!!
What a long week off. My son loved Millport with my friend and her boy, Dua Lipa was great also.... spent a lot too ! Also gave my friend £100 from my savings as she got a house with council and struggling so I helped her out and also gave her my £20 voucher for Argos I saved from VO. She needs this more than I do. I can always save more and get vouchers back
payday is 10 days away (finally) and have loads I need to buckle down and save. Holiday is paid off but ideally would like to take £300 spending money with me and going to Belfast... need to save quite a bit more ahhhh! Will manage somehow.
They have finally sorted the car finance with Toyota and closed it on the thing says I am due £302.28 rebate? Will phone them on my lunch and find out if true... if I am then £100 to savings cover the costs and rest will be holiday/Belfast.... if I do get it will phone on my lunch so will not hold my breath
How is everyone!!!! Going to pop on to other diaries for catch up xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Glad you had a good week off monz.
God I've not been to Millport since I was a wean myself.
Such happy memories of that place.
I love Dua Lipa, she is my all time fave, love the song IDGAF which is quite perfect for me right now haha!
Dxxx0 -
I've said it before but your a great friend monz xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Aw thank you Abba
Spoke to Toyota Finance and the money I will be getting back is the £68.26 overpayment I did in panic due to all the hassle. Should be due in end this week. Will round this off and send £70 to my savings and find £30 to cover the money I lent out . Then start diff pots for holiday/ Belfast xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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