Need to get myself together: The beginning

Options
1259260262264265401

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    monz wrote: »
    OMG abba what happened? Was it this scenario! After this I am not going back to Arnold Clark >:( xx

    No remember when we bought our shiny new car we had nothing but problems with it then in December we didn't have it for the full month because it was constantly in and out of the garage as the brakes were failing and it was just over a year old so we couldn't trust the car and then we had to get another car and we lost money on the new car so we've put a complaint into the ombudsman as we don't feel it's fair that the new car that was dodgy yet we were left out of pocket

    I think you might need to pay Toyota to keep your credit file right and get the money off of Arnold Clark .......hopefully a manager gets back to you quickly xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Off the phone to Arnold Clark they says they have settled it with Toyota the loan so I should now contact Toyota. Sent an email already so waiting.

    I paid £68.28 so hoping to hear when I get that back instead it saying I still owe £60 :/ xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    Ask for it in writing monz just in case they are talking rubbish even a email will do xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Aw I did not think of that. Will see if Toyota reply to my email if not I will phone back tomorrow :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Morning. Still no word from Toyota yet. Will chase that up today on my lunch hour and about getting my £68.28 back.

    VO is at £10.15 hoping to cash that out today before on holidays next week. Going to Millport with my boy for a couple days, taking him his first climb of Conic Hill on Monday too (he wants to come with me and try... prob regret this one :P) and Dua Lipa next Thursday.

    Started my survey money so saving for Belfast with that for now, cant wait to see my little cousin and meet her baby in July. We have booked and planned the zoo and W5 (indoor and outdoor play that looks amazing!)

    20 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    Fingèrs crossed the car issue gets all sorted out xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    I am back!!!

    What a long week off. My son loved Millport with my friend and her boy, Dua Lipa was great also.... spent a lot too :(! Also gave my friend £100 from my savings as she got a house with council and struggling so I helped her out and also gave her my £20 voucher for Argos I saved from VO. She needs this more than I do. I can always save more and get vouchers back :)

    payday is 10 days away (finally) and have loads I need to buckle down and save. Holiday is paid off but ideally would like to take £300 spending money with me and going to Belfast... need to save quite a bit more ahhhh! Will manage somehow.

    They have finally sorted the car finance with Toyota and closed it on the thing says I am due £302.28 rebate? Will phone them on my lunch and find out if true... if I am then £100 to savings cover the costs and rest will be holiday/Belfast.... if I do get it will phone on my lunch so will not hold my breath :)

    How is everyone!!!! Going to pop on to other diaries for catch up :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    Options
    Glad you had a good week off monz.

    God I've not been to Millport since I was a wean myself.

    Such happy memories of that place.

    I love Dua Lipa, she is my all time fave, love the song IDGAF which is quite perfect for me right now haha!

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    I've said it before but your a great friend monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Aw thank you Abba <3:)

    Spoke to Toyota Finance and the money I will be getting back is the £68.26 overpayment I did in panic due to all the hassle. Should be due in end this week. Will round this off and send £70 to my savings and find £30 to cover the money I lent out :). Then start diff pots for holiday/ Belfast :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

Categories

  • All Categories
  • 343.7K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.8K Work, Benefits & Business
  • 608.8K Mortgages, Homes & Bills
  • 173.3K Life & Family
  • 248.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards