Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Updated my signature. I will need to reign in the ropes next couple months. I will be £50 short before my mini target of £7k by end this month but least I got nearly there. Plus helped my friend counts more.

    Found out for a survey quest I have been taking part in I will be due to receive £45 amazon vouchers end of month... this will go to a microwave I will need for house. At £3.65 for VO this will be for Argos. Will build up so to cover, toaster, iron and kettle :) Slowly but surely will get there for starter house pack :)

    When I get paid will also add £100 to holiday spending so will be halfway there for Spain. Hoping end May I can hopefully get that to £200 at a push even but 5 week month so maybe not :P. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Got my car debt and finance sorted (still not got my money back will soon :)... well by Friday or another phone call!!!)

    my debt total outstanding is 11848.25 for car. Monthly payments are £159.99. Will try make overpayments of £25 per month, though some months could be after my holiday with things coming up :D xx

    9 days until payday
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Morning. 8 days until payday I have £50 to my name and nothing planned this weekend, so should be fine :D! Anything left over holiday fund. Got a PA survey thats like £10 and over 6 weeks get £50 so fingers crossed I pass, been on all morning lol long survey :D

    Goals for end of May pay -

    £250 holiday spending
    £7,350 house deposit

    5 week month so will be hard but starting to keep myself in abit more etc :) Got too much coming up. Ideal goals is £300 spending money and can focus on Belfast :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
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    Oh I started that survey but it was gonna take to long and I'm not able to do it at work without getting my booty kicked!

    Good luck with it.

    Dxxx
  • [Deleted User]
    Options
    Oh I started that survey but it was gonna take to long and I'm not able to do it at work without getting my booty kicked!

    Good luck with it.

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Sitting in work trying to do in between :P lol xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Just got an email I won £10 amazon vouchers in a quiz I took :)

    This means now got £26 amazon vouchers and soon to be due an additional £45. This will more than cover microwave and find out what to add next to my "new home" list.

    Viewing a house tonight and it has an island in the kitchen *swoon* always wanted one :D fingers crossed xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
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    An island!!!! Oh my god - I would LOVE that!!!

    Got a spare room?? :p

    Dxxx
  • JoJoC
    JoJoC Posts: 1,836 Forumite
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    Ooh! An island feature in my kitchen plans foe 2020!

    Fancy sharing a link to the house? I love nosying at houses :)
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    http://www.s1homes.com/Houses-for-sale/2018041706345341.shtml

    Its not a big island and I have already changed everything in my head. The walk in wardrobe room will be my boys games room lol :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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