Lost the plot!

Skint_but_Optimistic

thanks PLMBL.

In a flash of inspiration fuelled by the knowledge I can BT a balance from my husbands cards onto mine, Aqua is now carrying a balance. However its at 2% less than the husbands capital one. So its balance transferred.

Ive now got the focus well and truly on his barclaycard initial. I will be wangling ever cheaper solutions and if he is offered anything at 0% he will be getting the balance off our most expensive borrowing in his name.

It saves very little, oh apart from clawing the debt free date back another month!!

Off to plot and scheme my next transaction!!

Skint_but_Optimistic

from December 2019 to October 2019 in a week.

I am going to smash this!!

Skint_but_Optimistic

paid another £20 off barclaycard, it means I am now another month clawed back.

September 2019.... you wont be around for long!!!

Fortune_Smiles

Impressive focus SBO. Well done.


Fortune x

Skint_but_Optimistic

Ive sent a gentle message to the tenant regarding the rent situation and have asked for her proposals with settling it and a reminder that the 6 month tenancy is up at the beginning of February.

Lets see what happens...

satchmo1

SBO, I think you need to find a new tenant x

Skint_but_Optimistic

Hi satchmo, you are probably correct. I am just hoping that little nugget will start the additional payments and the costs of the small claims court, evictions and all that can be avoided.

Had the post and startled to get a letter from the child support agency. Additionally, even more startled at the maths involved in a claim haha.


I get a monthly payment via the CSA from my ex husband. Now this has been static mostly for the past year.

The amount is staying the same for the next 2 months, then it goes down by £18 pounds for one month, and then it goes up from what i get now by 5 pounds a month.

It bamboozles me.

I wont complain, it will add to the pot.

Skint_but_Optimistic

And relax.... Having a bath with a blackcurrant bath bomb

Skint_but_Optimistic

And relax.... Having a bath with a blackcurrant bath bomb Santa 🎅 brought me. Got a bottle of Coors and a candle is lit. Did a 16 hour day- then some ironing. Have wolfed my tea down and headed for the bath 🛀 in desperation. I need to rediscover the work/life balance. Mind you all else pales while debt busting. Made a couple more ebay sales.... But discovered dh had given in to his hobby also. I will be transferring immediately in future! The fiver or so which remains I will get him to send on. It should have been 16!! Close watch for the next few months is needed😄

Skint_but_Optimistic

Tenant hasn't responded yet.