A crazy glitch at Natwest with cash deposit.

malchish

JimmyTheWig wrote: »

Already been discussed, but not to an extent that makes sense.
I, for one, don't understand any situation where it is easier to pay cash in in multiple installments than pay it in all together.

I think RuthnJasper may have a valid point there.
The way the cash was paid in sounds a bit suspect to various people on this forum. I'm not saying that something dodgy was going on, but it sounds like it.
If it looked dodgy to the bank then it is reasonable that they check.
If that happens then it seems reasonable that the cash isn't available while they check.
But I would have thought that once they had checked and were happy that there had been no foul play then they should back-date the credit.

Nonsense.
Imagine you have 3 envelopes: £1412.57 exchanged from dollars after business trip.
£240.14 gift from granny to your son, posted from abroad (exchanged again).
£190 cash from the pot.
Etc.

Would you put all those amounts bit by bit into credit card~? No way!
You put these in, then check, from which account it is better to pay credit card (say you bank with 6 banks and all have money) - for this you go to the ATM the bank. Then you decide that you will pay with Natwest, return to counter and pay.
Simples!

Your thinking seems to be very limited! You seem to not be able to imagine that a client will put cash in, as he pleases, then have a think which account to use for payment! Do you bank with one bank only and do not have 3-5K in 5-6 accounts each ? Must you pay you credi card from particular account only/? then you may find this all unusual.

It is ridiculous, and comes across useless and aggressive, to suspect a transacion that even Natwest never suspected!
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malchish

[QUOTE=Jimmy
I
But I would have thought that once they had checked and were happy that there had been no foul play then they should back-date the credit.[/QUOTE]

you really make me laugh! OK, if they were checking, why did the cashier use this very cash to pay 3k into credit card????????? 20 min later?

JimmyTheWig

malchish wrote: »

you really make me laugh! OK, if they were checking, why did the cashier use this very cash to pay 3k into credit card????????? 20 min later?

The cashier didn't use that very cash. She used the balance of the account.
In any event, it probably wouldn't have been the cashier who checked it out. Probably would have been some anti-fraud team whose alarm bells were pressed by the unusual activity.

JimmyTheWig

malchish wrote: »

Nonsense.
Imagine you have 3 envelopes: £1412.57 exchanged from dollars after business trip.
£240.14 gift from granny to your son, posted from abroad (exchanged again).
£190 cash from the pot.
Etc.

Would you put all those amounts bit by bit into credit card~?

Personally, yes I probably would. But I appreciate that I wouldn't necessarily be normal here either!

But the simplest thing to do, surely, would be to say "Hello, I've got some cash to pay in" and give the cashier the three envelopes.

Archi_Bald

malchish wrote: »

Nonsense.
Imagine you have 3 envelopes: £1412.57 exchanged from dollars after business trip.
£240.14 gift from granny to your son, posted from abroad (exchanged again).
£190 cash from the pot.
Etc.

Would you put all those amounts bit by bit into credit card~? No way!
You put these in, then check, from which account it is better to pay credit card (say you bank with 6 banks and all have money) - for this you go to the ATM the bank. Then you decide that you will pay with Natwest, return to counter and pay.
Simples!

Your thinking seems to be very limited! You seem to not be able to imagine that a client will put cash in, as he pleases, then have a think which account to use for payment! Do you bank with one bank only and do not have 3-5K in 5-6 accounts each ? Must you pay you credi card from particular account only/? then you may find this all unusual.

It is ridiculous, and comes across useless and aggressive, to suspect a transacion that even Natwest never suspected!
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Are you now saying that your friend paid cash into different current accounts? Until now, I had read your posts to mean that your friend paid all his cash into a single account (the one he later paid his credit card from). Perhaps we didn't have all the information?

RuthnJasper

malchish wrote: »

disagree. i react to normal questions normally, ,with respect. however ,there are people on this forum trhat go out of their way to confuse info, muddle, discredit.
I respond accordingly - point out their negativity.

Nothing suspicious about cash deposits, several separate transaction so it would be easy to count.
i already posted that the credit card payment was bigger than each of deposits, so it was far more reasonable to first pull them, and let the cashier calculate.b This all has already been discussed! Read!

I rest my proverbial case.

BMN

stclair wrote: »

Did Royal Mail deliver a letter about the charges?

How much are they being charged?

Quoting just to bring it to malchish's attention again.

malchish

I will have the news by Friday.

the letter arrived by Royal Mail,

The charges were not defined in the letter. over the phone - £12 - they will be waived

malchish

Archi_Bald wrote: »

Are you now saying that your friend paid cash into different current accounts? Until now, I had read your posts to mean that your friend paid all his cash into a single account (the one he later paid his credit card from). Perhaps we didn't have all the information?

omg - of course, he paid cash into the same account!!!!
he simply had money in other accounts, too, so could choose from whih one to pay his credit card, and from which one to pay for his new BMW/present for mother-in-law/Monet painting at auction..

malchish

JimmyTheWig wrote: »

Personally, yes I probably would. But I appreciate that I wouldn't necessarily be normal here either!

But the simplest thing to do, surely, would be to say "Hello, I've got some cash to pay in" and give the cashier the three envelopes.

not necessarily. Both ways are simple.