Halifax mortgage applications thread!

biggysnax

wel, valuation done! Just waiting to hear from our broker now on what is going to happen. This is the most stressed I have ever been!!

Arina

Good luck guys! X

laurieballard999

We have an AIP with Halifax already.

95% Mortgage on the Help to Buy 2 Scheme.

Full application will be done tomorrow.

Not holding out much hope as we are asking for £218k as first time buyers with a combined income of nearly £60k.

Kim_35

So yesterday we got our mortgage offer yay!! And it arrived in the post today - so happy!!xx

biggysnax

Kim_35 wrote: »

So yesterday we got our mortgage offer yay!! And it arrived in the post today - so happy!!xx

congratulations!! what was the time between the valuation and the offer?

Arina

Kim_35 wrote: »

So yesterday we got our mortgage offer yay!! And it arrived in the post today - so happy!!xx

Congrats Kim! X

vzbfhr

vzbfhr wrote: »

Hi Guys

Im in the same boat so thought i'd add mine on too :-)

We're after a 240K house with 36k (15%) Deposit.

Offer on our house (selling) - 15/08
Buyers valuation on our house - 19/08 (all good!!)
Our AIP applied for and approved - 19/08
Offer on the house we're buying accepted - 26/08
Full mortgage application applied for - 02/09

Fingers crossed!!!!

Still no update from me:(

Come on Halifax!!!!

Natlouise

Hii!!

Completely bemused with all this mortgage speak.

We're first time buyers, and (typical of a male, ha!) my other half has left me to do all the paperwork and sorting out. :rotfl:


8/9/14: Offer accepted on property.
9/9/14: DIP completed.
9/9/14: Full application submitted.
9/9/14: Valuation fee paid.

Now we're just playing a waiting game, estate agents asked me for a name for our solicitors I don't even know, the mortgage brokers sorting it all out for us!

16/9/14 Lender survey done
29/9/14 Mortgage offer confirmation!

We have our letter :] So pleased, a stress has been taken away.

Phoebo

Valuation rescheduled from today to tomorrow now! Grrr!

Checked credit report again which shows an 'enquiry' from yesterday. Assuming this may be the hard search as it's reduced my Experian score.

I'm hoping that if this was done yesterday and I've not heard there is an issue pre-evaluation then we're on track for a mortgage offer! Wishful thinking perhaps

Kim_35

biggysnax wrote: »

congratulations!! what was the time between the valuation and the offer?

Id love to answer this for you but unfortunately I'm in Scotland and the vendors provide a home report so we so we don't have valuations!