moving in with girlfriend

mrsp89

BJV - This comment is exactly the point i'm trying to make - being rich doesnt make you happy ... in my experience being loved does ... i'd definately rather die being loved than being rich! ... maybe some people think differently !

No love does not pay the rent but I would much rather die happy and loved than stinking rich and lonely .

dave4545454

mrsp89 wrote: »

Its not about "living in sin" ... I am no preacher! Do you not think its sad that people would rather live apart to claim benefits than live together as a couple?

I'm not trying to get into an argument, I just know that I would do anything to live with my DH and if that meant we had to make cutbacks then so be it - I'm not saying that if you literally cant afford to live together albeit because rent is too high or whatever the reason that you SHOULD live together - I just find it quite sad that people would rather have 'more money' than be together ... I know i'm opening a can of worms here but I am entiteled to my own opinion and my opinion is that I would rather live with my DH and have less money than live apart and have more money

Money isnt EVERYTHING!

No I don't think it's sad that a lot of people choose to live apart. It makes sense financially and morally, you can't live on fresh air, money is very important.

What's DH mean?

duchy

Surely it's just a sign of how messed up our benefits system is that these questions are asked ?

mrsp89

dave4545454 wrote: »

No I don't think it's sad that a lot of people choose to live apart. It makes sense financially and morally, you can't live on fresh air, money is very important.

What's DH mean?

DH means darling husband ...

It obviously doesnt always make sense to live apart - 2 wages and 1 home should surely be better than 2 wages with 2 homes?

I am totally aware you cant live on 'fresh air' .. I'm not saying 'LOVE CONQUERS ALL' and you should live together no matter what ... The OP is worried his partner is going to loose benefits if he moves in with her, he will be contributing to the household - I'm pretty sure they would cope just fine if he moved in (unless either of them are full with debt and making massive repayments) ... Like I have said - I personally would rather be happily living with my DH with only a small amount of money than living alone and being better off.

I'm sorry OP, it seems that I am taking over your thread with my own opinions - Like i said I wish you and your partner well!

lulu_92

nannytone wrote: »

finances shouldnt play such a big part in whether people decide to live together or not. but the hard truth is that some see their incomes drop by such a large amount that they will not manage.
you are in the fortunaye position of being in work.
if you were disabled and unable to work you would be living solely on your OH wage.
on top of that the disabled person would lose a large amount because they no longer live alone.

it isnt always as cut a dried as you think.

Oh I know that, I was finding it hard to understand how student debt will affect someone so terribly. It's hardly noticeable and you only pay it when you start earning £15k+ a year. If you ever fall beneath that threshold you will not pay it until you surpass it again.

nannytone_2

but if tou earn 15k a year and move in with a parttner who isnt earning for whatever reason ...
that amount that you 'hardly notice' becomes an issue

GirlFromMars_2

nannytone wrote: »

finances shouldnt play such a big part in whether people decide to live together or not. but the hard truth is that some see their incomes drop by such a large amount that they will not manage.
you are in the fortunaye position of being in work.
if you were disabled and unable to work you would be living solely on your OH wage.
on top of that the disabled person would lose a large amount because they no longer live alone.

it isnt always as cut a dried as you think.

As a single person with disabilities that put me on the cusp of the WRA/Support Groups I'd be really wary of moving in with a new partner, and potentially losing all of my independence the next time I come up for reassessment.

Even long term married couples have found the move from Incapacity Benefit which wasn't income related to ESA with the WRAG 365 day rule exceptionally hard.

Yes, living together is cheaper than running two homes, but the cost to a wage earner of a disabled person moving in with them aren't insignificant. And unless the disabled individual meets Support Group or DLA/PIP descriptors they may not have any cash to put towards the household funds.

dave4545454

mrsp89 wrote: »

DH means darling husband ...

It obviously doesnt always make sense to live apart - 2 wages and 1 home should surely be better than 2 wages with 2 homes?

2 wages and 2 homes would mean more benefits than living together so it makes perfect financial sense to live apart.

All the couples I know live in different houses, well apart from my Mum and Dad but they are married so they are not living in sin!

I live in my own home that I've paid off but would never dream of having a girlfriend or partner live here as I find it morally and financially wrong. And I love having my own space too

summerliverpool123

SPELLKASTER wrote: »

I live with a working partner and I am not entitled to any benefits which are means tested.

You will probably find she will loose her housing benefit and council tax benefit.

When I phoned the DWP to ask if I was entitled to any money they said no because of my working partner is supposed to support me.

We even tried to claim WTC but his income again meant we could not receive anything.

Sorry for the bad news, but she will loose most of her benefits.

I have lost well over £100 per week since I moved in with my partner.

I now wish I had stayed living on my own as I would have been financially better off ::++((

i have recently just moved in with my partner over 4 months ago in a flat i have been on JSA now for about 14 months due to have in a new born baby we moved to income support and as i did that i was offerd a job for 5 days a week earning 250 a week i was almost shoced to see that my partner was not entitled to eny housing benfits as i was in full time work meaning i was no bettar of.

missbiggles1

GirlFromMars wrote: »

As a single person with disabilities that put me on the cusp of the WRA/Support Groups I'd be really wary of moving in with a new partner, and potentially losing all of my independence the next time I come up for reassessment.

Even long term married couples have found the move from Incapacity Benefit which wasn't income related to ESA with the WRAG 365 day rule exceptionally hard.

Yes, living together is cheaper than running two homes, but the cost to a wage earner of a disabled person moving in with them aren't insignificant. And unless the disabled individual meets Support Group or DLA/PIP descriptors they may not have any cash to put towards the household funds.

That's another thing I don't understand - how can living off money earned by a partner be losing your independence but living off state benefits (which quite rightly you receive as a disabled person) counts as independence?

(Shakes head and walks off muttering.)