We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

moving in with girlfriend

Hi all, ive just moved in to my girlfriends flat,she is receiving JSA,housing benefit and help with the council tax.I am working 35 hours a week at £6.31 an hour.We obviously want to do things properly but not sure what to do or who to see.can you please advise me on which way to go and what we may be entitled too, ie working tax credits and possible continued help with council tax etc .
many thanks
andrew
«1345

Comments

  • pmlindyloo
    pmlindyloo Posts: 13,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi all, ive just moved in to my girlfriends flat,she is receiving JSA,housing benefit and help with the council tax.I am working 35 hours a week at £6.31 an hour.We obviously want to do things properly but not sure what to do or who to see.can you please advise me on which way to go and what we may be entitled too, ie working tax credits and possible continued help with council tax etc .
    many thanks
    andrew

    First of all notify all the benefit departments of the change of circumstances.

    Any benefits you are awarded will now be based on joint income and savings.

    You can see what you are eligible for by putting your details into the calculator on https://www.entitledto.co.uk.

    Unless your girlfriend is receiving contribution based JSA she will lose this because of your income.
  • i should have said that im 53 years old sorry
  • as for claiming working tax credits,is it me, or my girlfriend to claim as the flat is in her name or is it simply a joint claim,
  • I live with a working partner and I am not entitled to any benefits which are means tested.

    You will probably find she will loose her housing benefit and council tax benefit.

    When I phoned the DWP to ask if I was entitled to any money they said no because of my working partner is supposed to support me.

    We even tried to claim WTC but his income again meant we could not receive anything.

    Sorry for the bad news, but she will loose most of her benefits.

    I have lost well over £100 per week since I moved in with my partner.

    I now wish I had stayed living on my own as I would have been financially better off ::++((
  • New_User
    New_User Posts: 141 Forumite
    Sounds like moving in a girlfriend would be even more complicated than moving in a lodger!
  • ye more complicated but more fun
  • Nada666
    Nada666 Posts: 5,004 Forumite
    New_User wrote: »
    Sounds like moving in a girlfriend would be even more complicated than moving in a lodger!
    No it is not. It is much less complicated. You may not like the consequences but they are not complicated.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    I live with a working partner and I am not entitled to any benefits which are means tested.

    You will probably find she will loose her housing benefit and council tax benefit.

    When I phoned the DWP to ask if I was entitled to any money they said no because of my working partner is supposed to support me.

    We even tried to claim WTC but his income again meant we could not receive anything.

    Sorry for the bad news, but she will loose most of her benefits.

    I have lost well over £100 per week since I moved in with my partner.

    I now wish I had stayed living on my own as I would have been financially better off ::++((

    However, your household income is likely to have increased and you have someone to split household bills with as well.
  • mrsp89
    mrsp89 Posts: 33 Forumite
    Am I the only person that thinks its really sad when you see people say 'I wish I hadnt of moved in with my partner because I would have been better off finacially if I hadnt' ...?? ... I just feel like it shouldnt be all about money ... I know people will think different but I just think its a shame that people would rather live apart to save a few ££'s here and there rather than live together to 'be together' if that makes sense?

    I'm sorry OP I dont really know a great deal about benefits but I know even if I'm not working we recieve no benefits at all (apart from child benefits) but thats because my husbands wage is above the threshold ... He is on quite a bit more than you though - you can do an online calculator ...

    Good luck moving in together and be happy :-)
    Mummy to a gorgeous son :happyhear
    Happily (Most the time:rotfl:) Married - 01.03.2014
  • dave4545454
    dave4545454 Posts: 2,025 Forumite
    Tenth Anniversary Combo Breaker
    mrsp89 wrote: »
    Am I the only person that thinks its really sad when you see people say 'I wish I hadnt of moved in with my partner because I would have been better off finacially if I hadnt' ...?? ... I just feel like it shouldnt be all about money ... I know people will think different but I just think its a shame that people would rather live apart to save a few ££'s here and there rather than live together to 'be together' if that makes sense?

    Why is it sad that many people don't live together and are better off? Having enough money to live on is the most important thing and it's better to be in different houses than the shame of "living in sin".
    Martin has asked me to tell you I'm about to cut the cheese, pull my finger.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.