moving in with girlfriend

mrsp89

dave4545454 wrote: »

Why is it sad that many people don't live together and are better off? Having enough money to live on is the most important thing and it's better to be in different houses than the shame of "living in sin".

Its not about "living in sin" ... I am no preacher! Do you not think its sad that people would rather live apart to claim benefits than live together as a couple?

I'm not trying to get into an argument, I just know that I would do anything to live with my DH and if that meant we had to make cutbacks then so be it - I'm not saying that if you literally cant afford to live together albeit because rent is too high or whatever the reason that you SHOULD live together - I just find it quite sad that people would rather have 'more money' than be together ... I know i'm opening a can of worms here but I am entiteled to my own opinion and my opinion is that I would rather live with my DH and have less money than live apart and have more money

Money isnt EVERYTHING!

OldMotherTucker

mrsp89 wrote: »

Am I the only person that thinks its really sad when you see people say 'I wish I hadnt of moved in with my partner because I would have been better off finacially if I hadnt' ...?? ... I just feel like it shouldnt be all about money ... I know people will think different but I just think its a shame that people would rather live apart to save a few ££'s here and there rather than live together to 'be together' if that makes sense?

I'm sorry OP I dont really know a great deal about benefits but I know even if I'm not working we recieve no benefits at all (apart from child benefits) but thats because my husbands wage is above the threshold ... He is on quite a bit more than you though - you can do an online calculator ...

Good luck moving in together and be happy :-)

Am I the only person who has taught their children that love doesn't put food on the table:(

My daughter is planning long-term with her partner and is aware that his £30k student debt will impact on their future together.

You are lucky to be comfortable and get child benefits too - not everyone has that luxury and the prudent will consider their options;)

lulu_92

OldMotherTucker wrote: »

My daughter is planning long-term with her partner and is aware that his £30k student debt will impact on their future together.

I'm not trying to start an argument, but how will it? I've got just over £20k in student debt and I have about £70 taken out every 4 weeks before tax due to my wage, and my OH has about £4k left on his with the same sort of arrangement.

I'm just very intrigued about how it will affect them that much.

Indie_Kid

lulu_92 wrote: »

I'm not trying to start an argument, but how will it? I've got just over £20k in student debt and I have about £70 taken out every 4 weeks before tax due to my wage, and my OH has about £4k left on his with the same sort of arrangement.

I'm just very intrigued about how it will affect them that much.

It's not something you really notice that much, is it?

New_User

By complicated I mean: HMRC, Council Tax, benefits dept, insurance, etc, etc.
But I guess that's just life!

BJV

OldMotherTucker wrote: »

Am I the only person who has taught their children that love doesn't put food on the table:(
No love does not pay the rent but I would much rather die happy and loved than stinking rich and lonely .

My daughter is planning long-term with her partner and is aware that his £30k student debt will impact on their future together.

You are lucky to be comfortable and get child benefits too - not everyone has that luxury and the prudent will consider their options;)

I would be devastated if my children made being debt free a condition of looking for a prospective partner. £30k over a life time ? Nothing!

BJV

sorry and OP good on you. Really hope it works out for you and your partner.

dave4545454

BJV wrote: »

I would be devastated if my children made being debt free a condition of looking for a prospective partner. £30 over a life time ? Nothing!

You're right, £30 is nothing over a lifetime, that would be like 50p a year, but we're talking lot bigger figures here.

Debt free is certainly something I'd find important in a prospective partner.

nannytone_2

lulu_92 wrote: »

I'm not trying to start an argument, but how will it? I've got just over £20k in student debt and I have about £70 taken out every 4 weeks before tax due to my wage, and my OH has about £4k left on his with the same sort of arrangement.

I'm just very intrigued about how it will affect them that much.

finances shouldnt play such a big part in whether people decide to live together or not. but the hard truth is that some see their incomes drop by such a large amount that they will not manage.
you are in the fortunaye position of being in work.
if you were disabled and unable to work you would be living solely on your OH wage.
on top of that the disabled person would lose a large amount because they no longer live alone.

it isnt always as cut a dried as you think.

mrsp89

OldMotherTucker wrote: »

Am I the only person who has taught their children that love doesn't put food on the table:(

My daughter is planning long-term with her partner and is aware that his £30k student debt will impact on their future together.

You are lucky to be comfortable and get child benefits too - not everyone has that luxury and the prudent will consider their options;)

No you're not the only person that has taught their child that love doesnt put money on the table - I was brought up knowing that we have to live within our means. Me and my DH dont have hoards of money - we live within our means, we budget every month and dont have any debt apart from our mortgage. We both work full time jobs and would find extra work if needs must.

We are 'comfortable' but we are 'comfortable' because like I said before we live within our means. The child benefit we recieve is a 'luxury' (as far as I am aware you have to make a substantial amount before you dont get this) for our CHILD ... It gets put into a savings account for him every month so yes our child will benefit from the child benefits we recieve when we deem him old enough.

I'm sure your daughters partners student loan probably will impact on thier life together - but I'm also sure his degree should impact on their life together too - hopefully in a positive way!

Would you prefer your daughter to live with you for the rest of her life rather than with her partner because she is 'better off'? Or would you like to see her settle down (which usually involves moving in together) with her partner? ... Like I said - im not trying to create an argument, I just can't understand why so many people choose to be 'better off' then living together as a couple - again i'm not saying to be in a terrible financial position but to loose a few benefits shouldnt be a drama?