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New House, New Mortgage!

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  • looking good Jodles
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Thanks MFD!

    I have now opened a 5% saver with M&S again, get £81 in interest by the end of the year, at the moment its sat in a 1.5% current account which works for the money we need more instant access to.

    Have also started a little blog, if anyone is interested you can let me know!

    Doing ok with Onepoll at the moment and have joined another couple of survey sites as well.

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • What's the blog about jodles? :)
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Hey SSS, its a bit of a mix, of ideas for ways I am trying to save money, areas I struggle with, different plans I have such as MFWing! An eclectic wandering of my mind!haha.


    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • i'm interested x
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    And here is March! How scary that we are in the third month already!haha. I have been enjoying the freaky warm weather this past week, managed to accidently plan my shifts quite well to enjoy it! Much better than this time last year!


    Am on nights tonight and tomorrow, have heard some worrying rumours about the place so I am feeling apprehensive and wish I hadnt agreed, hopefully my shifts will be grand and there will be no issues!


    I went AWOL again, this seems to be a regular occurance, am back much quicker this time! Have earnt enough wages again this month, so thats a good feeling. Have done my money shuffles and I am feeling proud of how things are looking. Have also got some shifts all the way to the end of March, only need a couple of extras and thats another months wage that is ok!



    Will do a seperate mortgage announcement in next post!


    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    March 2019 Mortgage Stats:


    Was: £157,614
    Now: £157,224
    Monthly Payment: £666.72
    Capital Paid: £390
    Interest: £276.72
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Good to see you more often . I too must get in to the habit of posting more regularly it definitely helps .Great numbers you are doing really well .
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I enjoyed reading your blog... What a wonderful garden.. I'm very envious . We are in suburban residential area. I wasn't able to coax OH away :)
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Thanks MFD! It is a little waffly at times!haha. And I also love, love, love my garden, its the main reason we fell in love with the house! All covered in mini ponds at the moment because of the rain! Bah!


    Yesterday, I accepted a full time job again. Permanent days, as a senior nurse in an EMI home. The company seems very good, very involved with the staff and training so I decided to give it a go. Got a horrid feeling about locking into another job after having such a hard time in the previous jobs, but I think I would be stupid not to take this oppertunity, and the place did elicit excitement in me! Plus, Agency is working out fine, but I would like the security. :o


    Will be an increase in wage, as I am not always getting enough work on the agency to earn above what I need. Therefore, holidays coming up won't feel pressurised as I will already be getting paid and earning regularly. And, its a step up the ladder towards management, which I am toying with at the moment.


    Hubby is working away lots at the moment, bit fed up of that, but can't be helped.


    Not sure I divulged that he bought a classic american pick up, it is amazing, bright yellow Ford F100 1974. I love her. We have found out that for £4900 she was a steal and that once she is fixed up she could be worth four times that! We were joking that hubby's previous car cost way more than that and it was modern, just kept falling apart!haha.



    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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