New House, New Mortgage!

Moneyfordreams

Month by month it is a slog, but you are doing this so young you WILL soon have gained loads of ground. I've been looking back on my figures this year,,, look at what you have achieved , then look at what you will achieve in the future.

jodles16

Oh SJ that is exciting! Will be chrimbo before we know it as well!haha. Will be bobbing in for your update!

AFK I really hope insurance wont be naughty about the damage and will be good, getting it sorted sharpish!

Think I am maybe just all over a little grumpy this week, next door is doing DIY and the noise is driving me demented! He is off, I work from home around appointments...he is DIYing till 8pm at night...they are both lovely though and I think to myself the sooner he gets it done the sooner the noise is over...also we have horsetail, a horrid invasive weed in the front of the house, just found two in my border!!! ANGRY!! Not sure what to do, take a serious weedkiller to kill it and I dug down and still didn't find the roots...may just move plants from around it and weedkill it rather than cutting it and hoping.... Another sixty plants arrived today, looking forward to getting them in the ground! Got lots of £1 plants from the bargain bed the other day which was awesome. Borders are starting to fill up- with plants not just weeds!haha. Did another 3.4miles on Tues and then 4.33 and .7miles yest taking me to 5miles!

ETE thanks, I feel I am improving with the walking which is nice! You are spot on as well, one day I am super happy with morgage things, feel I have done so well, then the next I think, wow I owe £172xxx to the bank, that is insane money! Also sometimes the OP's could be used in other places, such as saving towards a driveway etc so good remind myself its a marathon! Or like your name, ETE, its one bite at a time!haha. And time does just seem to disappear, when I am going to get time to do X, Y and Z?!

So true MT, at least the good weather means less time inside more time out pottering, or just sitting in the sun reading which is lovely! Will take the time to smell the roses so too speak!haha.

MFD, thats a good way to look at it as well, reflecting back is such a good idea as well, in fact in May last year our mortgage was £181,381.40! Now it is £172,495.55, amazing! That's £8885.85 cleared! My mind was just blown at that!

Thank you all you lovely, lovely people for cheering me up when I am being a grump! Feeling much more on it now! Tomorrow is pay day, will also see interest added so can work out all the info ready for June 2016 update!!

Jodles :beer:

Moneyfordreams

Yay, now what will the next year achieve with better interest rates

and double yay for payday tomorrow

MuffinTops

Hello Jodles,

Just popping in to say hello. I hope all is ok with you and that peace has resumed in your house if your neighbour has finished their DIY work.

MTxx

jodles16

So true MFD!! This time next year it will be very interesting to see where we are at!

Hello there MT! He is still being noisy but less often as he is back in work! I am much less grumpy!haha. Thanks for popping in!

Jodles

Oh also forgot to say that I walked 11.1miles yesterday and I am still able to move today!! Woohoo!!

jodles16

Ok so drum roll please....June's Stats!!

1st June before Payment- £173,203.78

After- £171,960.03

LTV- 88.18%

Daily Interest- £21.77

Overall Interest- £674.92

OP- £343.56

Capital Paid-£568.83

Made it into the 171's!!!!! Will be a couple of months before next 1k drop but very pleased!

Jodles

Busy_Mee1

Great stats Jodles

A_Frayed_Knot

_party__party_ :j
A great "Pick Me Up" to look back on when you feel your getting nowhere fast.


_party__party_ :j

jodles16

Thanks Busy Mee! AFK it really is, a little boost when you need it most!

Had a lovely evening out with friends last night, cheap and cheerful with cocktails in pint glasses!? Not strong thank goodness! I had pizza with fish fingers on it, phwoar!

Aiming for a relaxing weekend me thinks!

Jodles

Moneyfordreams

Have a lovely weekend..