if you don't have a will can you answer please?

74jax

Now you've mentioned grandkids, he did say he would probably make one if DD ever had kids as obviously they wouldn't inherit otherwise, DD is not his.

calleyw

Errata wrote: »

A desire to be buried or cremated can be written in a will but those responsible for the disposal of the remains don't have to abide by it.

Never said it had to be. But if it was written in someones will then I would abide their wishes.

yours

Calley

savingmummy

We don`t have a will.
We have 2 children (under 9) BUT have no assets or major savings.


I do often wonder though "what if" who would have our children?!!
I just hope we live to see them as adults as we have no one to name as a guardian!!

jellie

SailorSam wrote: »

I've done a will but for a few years now i've been wanting to change it since my Sisters and I have fallen out. I've joked i'm leaving everything to the dogs home, but in all seriousness i'm not sure where to leave things. Then i'm unsure who to ask to be executor.

I chose four charities which mean something to me and left a % to each of them.

I've also listed friends who (in the order they're listed) will be able to choose a memento from my possessions.

The solicitors I used to write my will are the executors. It will cost more, but as I'm leaving the majority of my estate to various charities, it seemed only right not to appoint a friend or relative. It also means I don't have to change it, should that friend or relative no longer be in my life for any reason.

bossymoo

Mojisola wrote: »

I think that making a will isn't something you do for yourself but a gift you organise for those you leave behind to make their life a bit easier at a very difficult time.

It doesn't affect your life but it can make your loved one's life much less stressful.

Exactly!

savingmummy wrote: »

We don`t have a will.
We have 2 children (under 9) BUT have no assets or major savings.


I do often wonder though "what if" who would have our children?!!
I just hope we live to see them as adults as we have no one to name as a guardian!!

It doesn't matter if you have no assets. At least appointing an executor means they can close redundant accounts down, wind up any credit agreements or bills etc.

74jax would he consider a will stating "I name Jax as my executor and request that she deals with my estate according to the laws of intestacy" sounds bonkers to me, but then he doesn't have to decide anything, plus you get (hopefully in the far future) an easier ride when it comes to dealing with it?

Things do change over time, my husband was an only child, and was the sole heir to his parents estate. They've now changed their will specifically excluding me, and everything is in trust for the children. Not because they don't want me to have anything, but they want to protect that inheritance for my children, should I ever remarry and a future husband outlive me.

skivenov

Net value -£1000 I'll let the government claim that

skylight

I really need to get on and re-do my will, urgently, but I procrastinate....

I have children to leave to someone rather than money, so its quite important really!! My own children have a father who is mentally incapable of looking after them, so I need to specify a guardian for when that guardian has to deal with social services (my ex would want the kids due to the child benefit ££, however due to his severe mental health issues social serivces would never allow it but he would make a half hearted effort to put up a fight - I have already trusted my life insurance to the person I want to be guardian so he has the money to sort this out legally) Plus I have a grandson that I have guardianship order for, and if I don't specify a new guardian then he ends up under the care of social services again.

Bloody lazy and irresponsible of me, so whilst writing this I have emailed my solicitors to make an appointment.

74jax

bossymoo wrote: »

74jax would he consider a will stating "I name Jax as my executor and request that she deals with my estate according to the laws of intestacy" sounds bonkers to me, but then he doesn't have to decide anything, plus you get (hopefully in the far future) an easier ride when it comes to dealing with it?

.

oooo that's sounds a really good idea, at least that way it should be easier to clear up the accounts and everything . I just don't like the idea of losing my nearest and dearest and having a whole heap of a mess to sort.

mountainofdebt

I made a will years ago on the sole basis that I didn't want my father to inherit anything should OH and I die together.

However as certain people have since died, I really should update my will but as yet haven't got around to it.

Interestingly my mum made her will quite recently and if you'd asked my sister and I what she had specified, we would have come up with what she had drawn up.

LilElvis

74jax wrote: »

oooo that's sounds a really good idea, at least that way it should be easier to clear up the accounts and everything . I just don't like the idea of losing my nearest and dearest and having a whole heap of a mess to sort.

Even if he doesn't have much in his estate he needs to make it easy for those he leaves to be able to access his money to pay for his funeral.

I had to call my Dad a complete a**e the other week when he told me about his convoluted security on his pc. As he is on his second course of chemotherapy and post major op on his second cancer diagnosis, with my Mum completely IT illiterate, this is the height of stupidity if anyone needs to access anything to do with his bills, bank accounts, tax returns and anything financial. Fortunately I managed to get the smug smile off his face and I now have the access codes. Just need to get them back down to the solicitors to draw up the paperwork for a future power of attorney.

It's easy to feel invincible, that old age and death are black clouds on a distant horizon, but it feels a whole lot closer knowing that, at 55, my husband has already lived longer than both his father and sister.