if you don't have a will can you answer please?

74jax

jaylee3 wrote: »

:T I know.

I don't think anyone is doing it maliciously. However, they are being thoughtless and very, very naive. If they think that things are going to go perfectly when they die, and everyone they leave behind won't fight like cat and dog, then I'm afraid they're likely to be sadly mistaken.


?

He is definitely not doing it maliciously, he genuinely doesn't like the idea of saying I love my wife 60%, my mum 30%, nephews 10% etc. He would rather he died without a will and me and his mum get it split as per rules at the time. Obviously if his mum dies it would then go to his sister . I would rather there was a will just so finances are easier to deal with, and not to fiddly.

Seanymph wrote: »

For me it's the parents who have not made any provision for their children.
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He doesn't have any children, so that's ok. My DD is not his.

purpleshoes_2

Mojisola wrote: »

I don't want to put you off making a will but, if you aren't married and don't have children, then your parents would inherit everything you leave. If both parents have died, then any siblings would inherit. For distant relatives to inherit, everyone between them and you would have to be dead.

Im estranged from my dad (his choice) and dont want him potentially getting anything I have if I died. Im not sure if things are different in Scotland where I am, but my mum has said to me a few times, make a will because you dont want distant relatives being able to claim a share of anything you have.

Plus my dad has a son from his second marriage and technically he is a sibling even though I dont know him and he doesn't know of me, so I really do need to sort things out so that the only two people that get a share of what I have if I were to die are my mum and the brother that I do have in my life.

purpleshoes_2

Anyway, inspired by this thread Ive made an appointment for next week to get my will drawn up, doing it through will relief scotland, so should cost me 80 pounds for a single will and the money goes to charity.

74jax

purpleshoes wrote: »

Anyway, inspired by this thread Ive made an appointment for next week to get my will drawn up, doing it through will relief scotland, so should cost me 80 pounds for a single will and the money goes to charity.

Yeah!!!! I might have started the thread and it hasn't worked for me :mad: but at least it has for you :j

Mojisola

purpleshoes wrote: »

Im not sure if things are different in Scotland where I am, but my mum has said to me a few times, make a will because you dont want distant relatives being able to claim a share of anything you have.

There are some differences but, if you have parents and siblings alive when you die, they get all your estate shared between them.

Still best to have a will, though.

purpleshoes_2

Mojisola wrote: »

There are some differences but, if you have parents and siblings alive when you die, they get all your estate shared between them.

Still best to have a will, though.

Ive just looked it up and it seems like everything would go to surviving parents and siblings, but in my case given the fact that I have nil contact with my dad I wouldnt want him to get anything, Im positive I'll be cut out of his will because as far as hes concerned he doesnt have a daughter, I don't want his money anyway, but its important to me that everything goes to my mum and brother and that he has no claim on it if I die before him.

shiny76

74jax wrote: »

He is definitely not doing it maliciously, he genuinely doesn't like the idea of saying I love my wife 60%, my mum 30%, nephews 10% etc. He would rather he died without a will and me and his mum get it split as per rules at the time. Obviously if his mum dies it would then go to his sister . I would rather there was a will just so finances are easier to deal with, and not to fiddly.

Perhaps you could suggest he makes a will that reflects how the rules are now. That way he isn't saying how much he loves each person

74jax

shiny76 wrote: »

Perhaps you could suggest he makes a will that reflects how the rules are now. That way he isn't saying how much he loves each person

I tried that. Someone else posted the same thing but he just doesn't want to.

Thing is, if he made a will, he could provide for so many other people, whereas if he does without, because we're married it's just me and his mum who will inherit.

purpleshoes_2

But as someone else posted earlier, dying intestate brings its own issues. It can take months for an estate to be sorted out and it can be the last thing a grieving family needs. Its not just about who gets what or what share. Its normal to want to leave what you have to those closest to you. If we are talking about someone who doesnt have a fortune and has 30 plus relatives, its absolutely ok to stipulate that the closest people to you would get the lions share. It certainly wouldn't mean that you didnt think anything of the people you didn't give to.

I dont have a large family and I dont have lots of stuff to leave anyone, but my mum and I also discussed what would happen if we all died close to one another. She has provision in her will if something happened to my brother and I before she died that when she died her money would go to charity, shes named the charities and Im going to do the same.

Its very possible that certain families might end up in a situation where they have no surviving relatives on death and then where does the money go? Im assuming it would be to the Govt.

I worked beside someone whose 19 year old son was killed and he said that as his son hadnt made a will it took a long time for them to get access to anything of his, the bank account was frozen, it just caused them more upset at a time when they needed it least.

Also, I would never expect any relative to provide for me on death. I got money when my gran died a few years ago, my mum has left her house to me and my brother in her will, but I couldnt care less if I never got a penny from her or from any other relative (not that I have any others that I actually consider relatives). Ive never seen her as someone who will leave me an inheritance, shes my mum and Id rather have her around for as long as I can.

Everyone has their own reasons for not having a will. I delayed making mine because Ive got sod all and because of the cost, but because I do have a life insurance policy now and I want my brother and no one else to have it then I need to get it sorted.

I think its perfectly normal to want to split what you have with the closest people to you. Also, if you were in a situation where you needed access to the money that your husband was leaving you quickly, if he died intestate Im pretty sure you wouldnt get that quick access, I think it can take up to 6 months to sort out.

74jax

I know ��. He just doesn't won't make one. The moment we got married I made mine, well not immediately but you know.

I won't need any money he leaves me immediately, however we do have one joint account just for bills, I'm not sure what would happen to that.

I've tried everything, even getting our solicitor to talk to him, and he came when wedid mine but he won't.

I won't need his money or his property, so I will be financially ok but I just think it would make things so much easier at a time I'd be grieving for my husband,