if you don't have a will can you answer please?

Sandhy

I don't have a will.

No savings and no property or any other assets. I earn, pay rent, pay bills etc. and wait for next pay day lol (no debt). Hand to mouth really. There is nothing to leave to anyone!

My two kids are grown up adults so not dependent.

My partner (not married) is the same as me.

74jax

Thanks all.

The reason I ask is I have a will, always have mainly to secure my DD, but OH (hubby) doesn't. Also he has no intentions of making one.

I've talked and talked to him, we've been to solicitors, we was there when mine was drawn up etc, but he just doesn't want to. I wondered if his reasons were the same as others on here so thanks everyone for your contribution .

Lily-Rose_3

Has he said specifically why he does not not to draw up a will 74jax?

bossymoo

Dying intestate makes matters very complicated for whoever is left behind to sort things out.

A very simple will just naming an executor and sole beneficiary would make things easier for your loved one(s) at an upsetting time.

Yes, the end result maybe that x will get this, and y will get that, but I can assure you, x and y will probably also have a lot of heartache in getting there.

The kindest thing to do is to clarify all of that in a will, allowing your executor to swiftly and *easily* carry out your requests. Just accessing information will be made easier for them.

Just read some of the intestacy threads on here, if you really want to see how complicated things can get.

ETA 74jax some people hate the thought of confronting their own mortality. It's not pleasant. 3 years ago my husband was seriously ill and his mother turned up with a DIY will form. We were all horrified initially, but deep down knew it made sense. With his medical history it wasn't good odds for him. In the end I said "look shall I write it, you just sign it and your parents witness it?" So very little was required of him. Sadly 2 months later we lost him, which was devastating. So having that little bit of paper made sure I could have all the finances wrapped up in about 8 weeks, and I could focus on grieving and being there for our children.

Mojisola

74jax wrote: »

I wondered if his reasons were the same as others on here so thanks everyone for your contribution .

Some people do have this feeling that if they make a will, they will die soon after.

74jax

Lily-Rose wrote: »

Has he said specifically why he does not not to draw up a will 74jax?

He doesn't like the idea of giving percentages to people he loves, to him it's like I love you 60%, you 10% etc.

Or solicitor said it's better he decides who gets what than leaving it to what the rules are at the time he dies but he still doesn't want to.

I understand what he means, we own two homes, I would manage on what I get before the rest goes to his mum and sister but why put me through 'Mess' to sort when my husband would have just died.

I wondered what people's reasons were so I could compare. I think because I've always had a will, the moment we got married it was like a time bomb in my head saying make a will, make a will, I needed DD to be provided for.

LilElvis

Wills,or lack of them, can bring out the very worst in people that you previously thought were perfectly reasonable human beings!

I've got a few, sadly true, examples.

On the day of my grandfather's funeral one of his sister's phoned. She was unwell and was unable to attend, but she didn't call to give her condolences, but to find out if he had left a will. When I told her that he did and that his entire estate (all £7,000 of it!) had been left to his two granddaughters - she simply hung up the phone.

Same great aunt tried, and failed, to overturn the will of another sibling, a childless widow, who had left her estate to the RSPCA, church and a small bequest to a neighbour who helped with her shopping.

My aunt rang my parents on the morning of my grandmother's funeral, but did not attend once she found out that she was only to receive less than 10% of the estate. My parents looked after my grandmother for over 15 years, at times going to her flat 3 or 4 times a day, arranging personal care, doing laundry, shopping etc. Her 'loving' daughter visited her mother, on average, less than once a year for a couple of hours but still thought that she was entitled to 50% of the estate. My grandmother knew exactly what her daughter was like, so made it explicitly clear in her will that my parents were to receive the bulk of her estate as a mark of her gratitude for all that they had done for her. None of us have heard a word from my aunt since that phone call 10 years ago.

Here's one for those who believe that their partners will not remarry.

As a child I had a nanny who was like a third grandmother to me. She came from an extremely wealthy family, never married, never worked - after her mother's early death she cared for her father and stayed in the family home even after his remarriage, largely bringing up her two half brothers. On the day of her father's funeral her stepmother and brothers kicked her out of the only home she had ever known with a few family possessions and the contents of the 'housekeeping' bank account. I have no idea of the total size of her father's estate but it would have been tens of millions - they had live in servants as well as daily staff and the family china she was given included commissioned sets of Meissen porcelain, individual pieces of which were worth over £1000. After a lifetime of looking after her family my nanny had to get her first job in her 50s, but she never lost her sense of style and I still remember having my afternoon coffee and cake with her, served on her beautiful plates and pouring my coffee from a solid silver pot in her tiny one bedroomed flat.

These cautionary tales are why all my immediate family have properly written wills!

katsu

Married no kids so we see no need for a will. House will pass to spouse plus all monies. If we both die then I am sure our families can divide up what is mine to my family and his to his family without a will.

mgdavid

74jax wrote: »

He doesn't like the idea of giving percentages to people he loves, to him it's like I love you 60%, you 10% etc.

Or solicitor said it's better he decides who gets what than leaving it to what the rules are at the time he dies but he still doesn't want to.

I understand what he means, we own two homes, I would manage on what I get before the rest goes to his mum and sister but why put me through 'Mess' to sort when my husband would have just died.

I wondered what people's reasons were so I could compare. I think because I've always had a will, the moment we got married it was like a time bomb in my head saying make a will, make a will, I needed DD to be provided for.

Am I missing something here? Surely if he dies intestate then you get everything.

scooby088

All my worldly goods are already willed to charities nothing is being left to any family. I firmly believe that dead mans/womans money is no good to no one. And if I cant give it when alive you wont get it when im dead.