amazon credit card closing down

chaotic_j

Hello,

I had an Amazon Mastercard with MBNA and also a Play.com VISA, both have now ended so I've closed them.

I was thinking of getting MBNA 'More Rewards' which is where you have an AMEX and Mastercard as this seemed to be a good setup to have.

However it appears that higher paying alternatives are available, I was just wondering where you had all now obtained new credit cards from?

Thanks in advance,
c_j

darkcloudi

@chaotic_j - i went for Tesco Credit Card and looking at previous discussions it seems some others had gone this direction to.

I've also got a Natwest Your Points credit card but its one I am going to close next month and go for an Avios points credit card (not sure which one at present). Hoping for an alternative Amazon CC for the future.

SuperHan

chaotic_j wrote: »

Hello,

I had an Amazon Mastercard with MBNA and also a Play.com VISA, both have now ended so I've closed them.

I was thinking of getting MBNA 'More Rewards' which is where you have an AMEX and Mastercard as this seemed to be a good setup to have.

However it appears that higher paying alternatives are available, I was just wondering where you had all now obtained new credit cards from?

Thanks in advance,
c_j

I went for More Rewards. I couldn't find anything that paid regularly for > 1%, so that made it the best deal. Plus I had a lot of shopping to do in the double points period for the first 90 days, so I've been getting 2% on that.

Tesco was no use to me as not interested in days out, and I live nowhere near a Tesco, so I counted that out immediately.

Otherwise, nothing really compared for me.

chanz4

I have raised a complaint about treating people fair, they have in so many words said that those that go the points card are the ones that make them money and pay intrest.

King_Of_Fools

I do not think that people should be that upset about not getting the points card. It is much worse than the Amazon rewards and there are many other cards that are better than the MBNA card. Even if I had been given the points card I would still not use it.

Doc_N

chanz4 wrote: »

I have raised a complaint about treating people fair, they have in so many words said that those that go the points card are the ones that make them money and pay intrest.

Banks aren't there to treat people fairly. They exist to make profits for their shareholders. You need to understand that, and it all falls into place.

Play them at their own game. Ditch the MBNA card that pays you back nothing and get a card that does. In my case that's a combination of Amex, Halifax Clarity and Partnership Card - that combination pays me well, but it will vary according to how much you spend - and where.

Play them at their own game also in seeking compensation whenever they foul up - a £25 payment is pretty much automatic (if you ask) and £100 easily achievable in the right circumstances. Santander used to be good for that - I've lost count of the number of £25 payments!

fossman

I went for the Tesco credit card and, as it is 0% on spending, rather than pay it off each month I am keeping it in my 6% regular saver account.

Tesco are sneaky though, to get bonus points on fuel you have to use the credit card as both a clubcard and payment card, I was foolishly handing over my normal clubcard and then just paying using the credit card.

GadgetGuru

fossman wrote: »

I went for the Tesco credit card and, as it is 0% on spending, rather than pay it off each month I am keeping it in my 6% regular saver account.

Tesco are sneaky though, to get bonus points on fuel you have to use the credit card as both a clubcard and payment card, I was foolishly handing over my normal clubcard and then just paying using the credit card.

Thats exactly why I went for the Tesco card.
Thanks of the heads up on paying though - I've been using my normal club card then paying on the credit card as well!!!

planteria

fossman wrote: »

Tesco are sneaky though, to get bonus points on fuel you have to use the credit card as both a clubcard and payment card, I was foolishly handing over my normal clubcard and then just paying using the credit card.

the latter should work fine, shouldn't it?:think:

fossman

planteria wrote: »

the latter should work fine, shouldn't it?:think:

Just checked my Clubcard account as I had bought fuel both ways:

Using Clubcard for points and Credit Card to pay
14/11/2014 Tesco PFS £41.55 points received 20 for Clubcard and 10 for Credit card (total of 30)

Using Credit Card for points and Credit Card to pay
28/11/2014 Tesco PFS £40.43 points received 40 for Clubcard and 10 for Credit Card (total of 50)

Although it's not a massive difference, every little helps!