Account credited in error

societys_child

salsa2818 wrote: »

They obviously want us to credit them back. It's not like it's just a few hundred it is a lot of money

If someone mistakenly credited your account I'll bet they're thinking the same thing probably been pulling their hair out, trying to get their money back for over a year.

I'm guessing we will have to pay back somehow but is there anything we can do?

Such as what? If it's not yours, repay it.

thegrind

I take it you haven't received the tax rebate then?

Why don't you chase the tax office for it then you can pay the 5k off you have spent already with the rebate?

hieveryone

:rotfl::rotfl:

My apologies, but you and your partner both move money around and didn't happen to talk about the FIVE THOUSAND pounds in your account that stated 'Halifax'??

I think you and your partner certainly did move money around ;) and enjoyed moving that money around at the time.

Now the poo has hit the fan and you're snookered. You got caught. Pay up!

jonesMUFCforever

Tax rebates normally arrive by cheque to your registered address, not directly into a bank account.


The situation here is very clear OP have been credited with funds they were not entitled and Halifax want it back.
The bank will get the money back.

anselld

jonesMUFCforever wrote: »

Tax rebates normally arrive by cheque to your registered address, not directly into a bank account.

If you file SA online you can enter your bank details and HMRC will pay via bank transfer. ( with a clear reference where it came from mind you!)

colsten

Prospective thieves might wish to read this:

http://www.dailymail.co.uk/news/article-2594460/Young-mother-benefits-went-designer-spending-spree-52-000-just-hours-council-accidentally-credited-account-escaped-jail.html

Plenty more on the matter on google.

It's delightful to see that thieves will eventually be brought to justice.

ste_wilko

jonesMUFCforever wrote: »

Tax rebates normally arrive by cheque to your registered address, not directly into a bank account.

Not entirely correct, my ex-partner and I received a child tax rebate of £2.5k direct into our account, and it arrived in there about two weeks before we received the letter stating that they'd been under paying for a couple of years and had backdated a rebate for us

matttye

Whether you were expecting a similar amount for a tax rebate or not, it's your responsibility to check your statement and make sure that the money entering your account is accounted for.

If any random sums enter your account you have a duty to investigate the source of those funds and whether they were actually intended for you or not. If you spend the money in ignorance then you haven't committed any offence, but you will have to pay it back.

dicky73

colsten wrote: »

Prospective thieves might wish to read this:

http://www.dailymail.co.uk/news/article-2594460/Young-mother-benefits-went-designer-spending-spree-52-000-just-hours-council-accidentally-credited-account-escaped-jail.html

Plenty more on the matter on google.

It's delightful to see that thieves will eventually be brought to justice.

I wonder what investment account the bank recommended.

colsten

dicky73 wrote: »

I wonder what investment account the bank recommended.

I suspect that's just another journalist not knowing the difference between savings and investments, and the £40K went into a normal savings account (paying not much interest).

Some other sites talk about a savings account, e.g. http://www.birminghammail.co.uk/news/midlands-news/michaela-hutchings--mum-who-6925554