We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Want (?need) to change everything...

124

Comments

  • RAS
    RAS Posts: 36,232 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yup that's right. Studying since last April.

    OK - assuming you are in England?

    I strongly advise you to halt at this stage; or at least take a break whilst you decide what to do.

    As a rule you are entitled to enough funding to cover the length of the degree plus one year to allow for re-takes.

    So you would get 4 years maximum funding.

    Since you have only had 1 year's support, you are still entitled to 3 year's of funding.

    That is enough to allow you to complete a full-time degree (bear in mind that if the other degree you choose 4 or more years you would probably get the 4 years.)

    If you get student support (even part-time fee support) for any more units, you will will not have enough funding if you want to transfer to a full-time degree. They will insist that you pay the first year's fees yourself and but allow you residual eligibility to get the final two years.

    This means that you could currently choose to do any subject you want and be in the same situation (entitled to 3 year's support).

    Or you could try to push the local university to let you into year 1 of a Business degree and ask them to APL the one unit they like. However that may reduce the amount of funding support that you get by 25%.

    I would ask to talk to someone at the University who is a fees and funding specialist.
    If you've have not made a mistake, you've made nothing
  • RAS wrote: »
    OK - assuming you are in England?

    I strongly advise you to halt at this stage; or at least take a break whilst you decide what to do.

    As a rule you are entitled to enough funding to cover the length of the degree plus one year to allow for re-takes.

    So you would get 4 years maximum funding.

    Since you have only had 1 year's support, you are still entitled to 3 year's of funding.

    That is enough to allow you to complete a full-time degree (bear in mind that if the other degree you choose 4 or more years you would probably get the 4 years.)

    If you get student support (even part-time fee support) for any more units, you will will not have enough funding if you want to transfer to a full-time degree. They will insist that you pay the first year's fees yourself and but allow you residual eligibility to get the final two years.

    This means that you could currently choose to do any subject you want and be in the same situation (entitled to 3 year's support).

    Or you could try to push the local university to let you into year 1 of a Business degree and ask them to APL the one unit they like. However that may reduce the amount of funding support that you get by 25%.

    I would ask to talk to someone at the University who is a fees and funding specialist.

    OMG. I could completely change my degree.
  • RAS
    RAS Posts: 36,232 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 August 2014 at 7:51PM
    OMG. I could completely change my degree.

    Yes

    Do also remember that some courses leading to health professions are funded differently (your one year SFE funding would have limited impact).

    You do however need to be very sure what second subject you want to study as you cannot swap another time.

    EDIT

    It would not be easy but you would get some HB and CTC as well as being able to work part-time and have holidays.
    If you've have not made a mistake, you've made nothing
  • CRANKY40
    CRANKY40 Posts: 5,937 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Tell your man to sling his hook. If he doesn't have "the ability" to make you one of his priorities then tell him to do one. You're worth more than hanging round until he's got a minute to spare. Don't leave your life up to him, you have more power than that. Take control. He may miraculously find time for you, but if he doesn't he's not much of a loss.

    You can't afford the house so start looking for something else. I have just moved from a 5 storey Victorian heap left to me by my late husband to a small 3 bed terraced house. It was a wrench leaving the other house, but I know when I'm beaten.

    I'm doing OU study too. Are you doing "Access to success"? I've finished my access course and start my degree in October. I'm sort of scared but sort of looking forward to it.

    Do you have any mum's contact numbers. Text a few and arrange a meet up if any are free. It can be a half hour "let the kids run round the park" session of an evening, or a daytime picnic.

    Don't let life just happen to you. You're capable of anything. You have two children so you're a nurse, a diplomat, a hard worker, a cleaner, a cook and lot's of other stuff too. Give yourself the respect that you deserve.
  • meritaten
    meritaten Posts: 24,158 Forumite
    Thank you. Yes, I am claiming all I can. Downturn in business means a source of income has gone, but I am claiming max LHA etc, so no wiggle room. A little debt to be serviced, manageable, but still on my mind.

    Working in the outside world-I have no idea how to do that with young children and no network. I cannot seem to find a job that has hours that I can do school runs etc with.

    With regards to man-we've agreed to see what happens. We get on tremendously well and were friends first, and there is good potential. But I don't know if that's enough. I'd hope so, but terrified of getting hurt.

    I'm so sorry if I sound like I'm dismissing your comments or just saying no no no. It's not that at all, and I do appreciate you taking the time to post.

    I don't read it as 'dismissive'. because I was just 'asking' if you had checked the benefit situation.

    I know single parents who use the local schools breakfast clubs, after school clubs etc to extend their potential working hours.

    I haven't been a single parent - but I did have to work around OHs shift patterns and know how much of a juggling act it is.

    sorry I haven't been much help!
  • CRANKY40 wrote: »
    Tell your man to sling his hook. If he doesn't have "the ability" to make you one of his priorities then tell him to do one. You're worth more than hanging round until he's got a minute to spare. Don't leave your life up to him, you have more power than that. Take control. He may miraculously find time for you, but if he doesn't he's not much of a loss.

    You can't afford the house so start looking for something else. I have just moved from a 5 storey Victorian heap left to me by my late husband to a small 3 bed terraced house. It was a wrench leaving the other house, but I know when I'm beaten.

    I'm doing OU study too. Are you doing "Access to success"? I've finished my access course and start my degree in October. I'm sort of scared but sort of looking forward to it.

    Do you have any mum's contact numbers. Text a few and arrange a meet up if any are free. It can be a half hour "let the kids run round the park" session of an evening, or a daytime picnic.

    Don't let life just happen to you. You're capable of anything. You have two children so you're a nurse, a diplomat, a hard worker, a cleaner, a cook and lot's of other stuff too. Give yourself the respect that you deserve.


    He is very supportive in all but physical presence. In his defence, which obviously I'm likely to do, even when he's flat out at work he makes time to call and message me and chat. His situation will change after next week, and I think I've sort of thought I'll give it a fortnight to see. Prior to the promotion, we saw each other a lot with equal effort on both sides.

    I've completed all my level ones-equivalent to the fist 2 years of part time study. I've really enjoyed it :T

    You are right though. I need to be more pro-active. There is further background information with family illness that I don't want to discuss, but that's just a waiting game too. I'm just......waiting. And I need to stop.
  • CRANKY40
    CRANKY40 Posts: 5,937 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    You need to value yourself for what you are and what you're achieving. Fair enough to give him a bit of time, but don't get dragged into waiting and waiting.......

    I'm a solo parent as I'm a widow. It's hard work but I'm doing the best I can. You're right, don't sit back waiting for stuff to happen, get out there and make it happen and if anything turns out wrong then you learned something. My son has swapped schools due to our house move. I've already spoken to one mum of the children in his class and she's invited him round to play next week. For all you know, some of the perfect life mothers could be as fed up as you.
  • CRANKY40 wrote: »
    You need to value yourself for what you are and what you're achieving. Fair enough to give him a bit of time, but don't get dragged into waiting and waiting.......

    I'm a solo parent as I'm a widow. It's hard work but I'm doing the best I can. You're right, don't sit back waiting for stuff to happen, get out there and make it happen and if anything turns out wrong then you learned something. My son has swapped schools due to our house move. I've already spoken to one mum of the children in his class and she's invited him round to play next week. For all you know, some of the perfect life mothers could be as fed up as you.

    I'm so sorry to hear you are widowed. I really admire your strength and positivity.

    I looked at the diary for the next week, and realised that basically, with the exception of nursery runs, I have no plans. Even 3 weeks ago his would have filled me with joy at the potential freedom this gives us, but now I just feel panicked and low.

    I know I have to make plans. Do things. Get a changeof scene. I can't look at these 4 walls any longer.
  • BrassicWoman
    BrassicWoman Posts: 3,219 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Oh hon!

    I have had oodles of busy weekends and nothing to do today and although I was looking forward to the rest, I'm listless and fed up. It's normal and happens to us all and we all get through it somehow.

    So. What summer kids activites are on near you? Parks etc often have free stuff. Give yourself a goal of talking to another mum, even if it's just a "hi"
    2021 GC £1365.71/ £2400
  • Oh hon!

    I have had oodles of busy weekends and nothing to do today and although I was looking forward to the rest, I'm listless and fed up. It's normal and happens to us all and we all get through it somehow.

    So. What summer kids activites are on near you? Parks etc often have free stuff. Give yourself a goal of talking to another mum, even if it's just a "hi"

    I'm cooking. It's something to do, and hopefully I'll feel better if I eat something tasty. I have zero appetite. I've obviously been cooking for the children etc, but not really eaten anything myself.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.