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The Totally Awesome August NSD Challenge!

edited 8 August 2014 at 8:54AM in Debt-free Wannabe Challenges
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marmiterulesokmarmiterulesok Forumite
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edited 8 August 2014 at 8:54AM in Debt-free Wannabe Challenges
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.

Just remember that mentioning the F word (f-a-i-l!) is not allowed,and anyone who does will have a swift visit from Shawn the Shark! i3dzjk.jpg



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  • edited 2 November 2014 at 1:09PM
    marmiterulesokmarmiterulesok Forumite
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    edited 2 November 2014 at 1:09PM
    I know that we're all hoping for a glorious August with lots of lovely sun 52m06x.jpg ,so I think that it's only appropriate that the prizes this month are ice creams!

    1st target 2hgfzo6.jpg



    2nd target






    3rd target





    4the target 25i9d00.jpg





    Target exceeded 2va0cgw.jpg
  • marmiterulesokmarmiterulesok Forumite
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    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time NSDers so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
  • marmiterulesokmarmiterulesok Forumite
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    Click here for July's thread.
  • edited 7 September 2014 at 12:59PM
    marmiterulesokmarmiterulesok Forumite
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    edited 7 September 2014 at 12:59PM
    Post your target,and I'll add you to the list.

    marmiterulesok 10/10 achieved!2hgfzo6.jpg 2nd target 13/13 achieved! 24qv2fq.jpg3rd target 15/15 achieved! 33nx7ux.jpgTarget exceeded17/15 achieved! 2va0cgw.jpg

    fedupandskint 20/20 achieved!2hgfzo6.jpgTarget exceeded 24/20 achieved! 2va0cgw.jpg

    Suziebabe
    9/10

    Knit Witch 10/10 achieved!2hgfzo6.jpg 2nd target 15/15 achieved! 24qv2fq.jpg3rd target20/20 achieved!33nx7ux.jpg4th target25/25 achieved! 25i9d00.jpg


    Nargleblast 15/15 achieved! 2hgfzo6.jpg

    Aphidgirl 10/10 achieved! 2hgfzo6.jpg

    Penguins86 10/10 achieved! 2hgfzo6.jpg

    homemademama 1/15

    NewbieJosh 3/20

    Buffythedebtslayer4/8

    gothrockchic1 10/10 achieved! 2hgfzo6.jpg

    tinks112 3/20

    Nintud 0/10

    mobo1980 12/16

    atolaas 6/10

    t2rry 20/20 achieved!2hgfzo6.jpg

    funkypriest 0/10

    donna dynamo 4/10

    jaxsmar 10/10 achieved! 2hgfzo6.jpgTarget exceeded 12/10 achieved! 2va0cgw.jpg


    Learning2Budget 10/10 achieved! 2hgfzo6.jpgTarget exceeded! 13/10 2va0cgw.jpg

    rockm87 10/10 achieved! 2hgfzo6.jpgTarget exceeded 13/10 achieved! 2va0cgw.jpg

    flowerofscotland 15/15 achieved!2hgfzo6.jpg Target exceeded 17/15 achieved! 2va0cgw.jpg


    Butti 9/10

    Sazzie 23 8/15

    Saver-upper 11/11 achieved!2hgfzo6.jpg 2nd target15/15 achieved! 33nx7ux.jpg3rd target 18/18 achieved! 33nx7ux.jpg Target exceeded 20/18 achieved! 2va0cgw.jpg


    Sundaysgirl 15/15 achieved! 2hgfzo6.jpg

    worriedpenguin 8/10

    Butti 7/10

    kerri gt 14/14 achieved! 2hgfzo6.jpgTarget exceeded17/14 achieved! 2va0cgw.jpg


    lindor 8/8 achieved!2hgfzo6.jpgTarget exceeded11/8 achieved! 2va0cgw.jpg

    kathy40uk 12/12 achieved!2hgfzo6.jpg 2nd target 15/15 15/15 achieved! 33nx7ux.jpg Target exceeded 16/15 achieved! 2va0cgw.jpg


    DeafLeopard 10/10 achieved! 2hgfzo6.jpg 2nd target 15/20

    karens100dayys 11/12
  • marmiterulesokmarmiterulesok Forumite
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    In case I need it.
  • edited 27 August 2014 at 6:58AM
    marmiterulesokmarmiterulesok Forumite
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    edited 27 August 2014 at 6:58AM
    Sign up here if you want to try for an in a row challenge.The prize is a lovely 90nfw0.jpg




    marmite 4 in a row achieved! 90nfw0.jpg 7 in a row achieved!90nfw0.jpg

    Knit Witch 6 in a row achieved! 90nfw0.jpg

    homemademama 5 in a row

    gothrockchic1 3 in a row achieved! 90nfw0.jpg

    tinks112 4 in a row

    t2rry 5 in a row

    flowerofscotland 3 in a row achieved! 90nfw0.jpg

    worriedpenguin 3 in a row
  • fedupandskintfedupandskint Forumite
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    Put me down for 20 please.

    Thanks for running the thread, it really helps me stay on track
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • SuziebabeSuziebabe Forumite
    292 Posts
    Hello! Can I come back please <<shame-faced! tail between legs>> ??

    I used to do this challenge early in the year but found myself over subscribed to too many challenges so cut right back - unfortunately I've found myself giving in to the coffee shop in the last few weeks, so want to get it back under control!

    We're on holiday in August, and I'm still limbering up :D so can I go for 10 NSDs please? Starting small and building up my confidence again :) oh, and no other challenges, promise!!
    LBM Aug 2013, Total Debt £31,992.06 :eek::eek: Current Debt £21,852.05 - 31% paid back - Debt Free Date March 2019
  • marmiterulesokmarmiterulesok Forumite
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    Thanks fedup.It keeps me in check too.;)

    Welcome back Suziebabe :wave:.I remember you.Glad to see you back here.Good luck with the challenge!:D
  • Knit_WitchKnit_Witch Forumite
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    Yay! Usual starter of 10 and 5 in a row please!
    Must use my stash up!
This discussion has been closed.