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Who knows ? In debt & suicidal, you are not alone, read on PLEASE

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  • When i watch Cant Pay... it motivates me so much to get out of debt. Wouldnt want it to get that bad.
    :eek:Living frugally at 24 :beer:
    Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post69797771
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Yeah I watch Can't Pay now, when I first started on the forums I wouldn't watch it as I was scared what I would see.

    Now I know I can keep them away by my regular payments and know that if anyone takes me court I can genuinely turn up and say/prove that I'm paying what I can. And that will be enough to keep those bailiffs out if my life.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Having another sleepless one but fortunately not over money.
    Çame accross this useful page so though I'd post the link

    in debt, what creditors can actually do.

    http://moneyaware.co.uk/2011/08/you’re-in-debt-but-what-can-your-creditors-actually-do/

    Maybe it'll help if you are worried about debt.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    edited 18 January 2015 at 7:56AM
    Remember if you are having suicidal thoughts, from financial pressure or anything else. )

    Call the Samaritans 08457 909090

    You don't have to give a name and if you can't call, then email or write, their contacts page is on this link.

    http://www.samaritans.org/how-we-can-help-you/contact-us

    (And you don't have to be suicidal to call them.)

    Finally if you don't know where to start, post here and we'll try to help with what to do first. Everything has a solution, improvement IS possible.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Bumped as I know there are alot of financial worriers around at the moment.

    Its OK, it can be fixed, you are in the right place, let us help.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Not sure if I've put this link on before but I know I refer to it a bit

    http://images.moneysavingexpert.com/images/documents/mentalhealth2015.pdf

    It's the MSE debt and mental health booklet, well worth a read, even just to user stand the links between mental health and debt.

    Hope this helps someone.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    I know the weekends are often triggers for debt crisis, so bumping.

    Don't wait, seek help today.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    January pay day crisis bump
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    'd like to bump this thread in memory of pensioner Malcolm Burge who commited suicide due to an £800 debt owed to Newham council. How terribly sad he couldn't find the right help in time.

    If you know anyone affected in this way, please try get them the right help. it makes me wonder how to include the non-digital generation.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • suelizab
    suelizab Posts: 241 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Many people in debt have given up broadband, and their T.V . Lots of others living in bedsits/studios' have never had the internet at home . I live in a small city and there is now just 1 main library open with no evening access. there are 3 others open for 2 hours, early, twice a week . the library was the place to go for advice and internet access, to keep warm and see another face . The main library is now taken over by students doing their work . Who are going to help these people? How will these people know who to approach for help? How do these people find out about food banks etc This all just makes me feel so sad and useless .
    old enough for my bones to feel the cold .
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