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Who knows ? In debt & suicidal, you are not alone, read on PLEASE

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  • Hi Lucy, what an inspiring post and what a lot you have had to endure.

    9 months away from finishing your DMP is a remarkable achievement and I wish you well for the future.

    Take care
    Ellie xx
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Just wanted to comment that I hope the Wonga write offs improve quality of life for some with major debts. I know that PDLs have been one factor in many financial difficulties.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Been a while since I've been on here. today a friend admitted he had been admitted to hospital for help with his depression. I don't know if he has money worries or not, but I do admire him for admitting to the world he has a problem and seeking help for it.

    If you are reading this and think you need help, take the first step, tell someone.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Bumping thread....Christmas is coming.
    SCP # 034
    The £1000 emergency fund #59
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    SOMam wrote: »
    Hello Divingmad and welcome to our little thread

    I understand about the "we don't do illness" and I slogged away behind my mask of "everythings fine" for many many years....until I had a complete emotional breakdown during a meeting at my sons school.

    My family situation was difficult in that although my family are extremely close, we do not actually meet up with each other often at all due to travel difficulties (lack of public transport in the area and living too far away to walk/cycle) and while phone conversations with them are great it isn't really a method of communication that makes admitting you have a problem easy.

    But I was overwhelmed at amount of ways help in any form was available to me. Everywhere from my GP to my sons headmaster and every place in between provided help and support in one way or another including online.

    Simply reading websites can be big help and I am a firm believer of the power of information. If I can understand something then I can deal with it, or be less anxious about it. Once I knew what it was I was going through I was able to start managing it. This is in no way a cure and for sure is not a replacement for professional help (GP's, Psychiatrists, Therapists, etc) But the information empowered me enough to ASK for the help I need.

    These are the sites I used/still use/will continue to use

    http://www.mind.org.uk/
    http://elefriends.org.uk/
    http://www.samaritans.org/
    http://www.nhs.uk/Conditions/stress-anxiety-depression/Pages/low-mood-stress-anxiety.aspx
    http://www.mentalhealth.org.uk/
    http://www.rethink.org/
    http://www.sane.org.uk/home
    http://www.seemescotland.org.uk/
    http://www.time-to-change.org.uk/
    http://elefriends.org.uk/

    I hope these site will be as helpful to you (and anyone else who need them) as they are for me

    Please do keep us updated on how you are getting on and also to assure ourselves that you are ok.

    All the best

    Mam x

    This is a great post and thought I would bump it as this time of year there are a lot of financial pressures.

    IF YOU ARE HAVING SUICIDAL THOUGHTS PLEASE CALL THE SAMARITANS 08457 90 90 90.

    YOU CAN ALSO EMAIL SAMARITANS
    JO@samaritans.org.

    Don't suffer alone, there are people to help and no situation is beyond help.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Welcome here, if you are reading this whoever you are I hope you are having a Christmas full of joy and happiness.

    If you are here because you are in a bad place please, please, click on the links below, there is help available and everyone has the power to change their lives, sometime we just need a bit of help.
    Quote from post above

    ' These are the sites I used/still use/will continue to use

    http://www.mind.org.uk/
    http://elefriends.org.uk/
    http://www.samaritans.org/
    http://www.nhs.uk/Conditions/stress-...s-anxiety.aspx
    http://www.mentalhealth.org.uk/
    http://www.rethink.org/
    http://www.sane.org.uk/home
    http://www.seemescotland.org.uk/
    http://www.time-to-change.org.uk/
    http://elefriends.org.uk/

    I hope these site will be as helpful to you (and anyone else who need them) as they are for me'

    and I wish you a better time in 2015.:xmassign:
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    I know this time of year can be really tough, so bumping the post.

    Always remember you are not alone, whatever financial (or other) difficulties you face, no one is beyond help.

    Click on one of the links above and get some support now.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    400 views or so of this page today, now I know a lot will be the kind folk on her making sure no-one is needing urgent help, but if suspect a few may be people with debt worries, so if it's you ...hello and welcome, and try not to worry.

    If you are suicidal contact the Samaritans, if you are just worried about debt, take a risk, post something on here or on the main thread...there is help.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Current thread views count 8599

    Bumped Just in case someone out there needs it.

    Hey you.it's Ok. Stepchange saved my life.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Bumped for the Jan Credit card blues
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
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