We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New here - please help :-(

1…1920222425…43

Comments

  • RAS
    RAS Posts: 36,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ACEy

    Plus a £55,000 mortgage, a £14,000 future debt to the boys and a nervous breakdown.

    Whats the long term situation re the pension? Did he get anything?
    If you've have not made a mistake, you've made nothing
  • RAS
    RAS Posts: 36,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ACEY wrote: »
    RAS - will get statements out later tonight, am just back from school and about to go to college! Back 9ish.


    Hi can you look and see if any of them date from before November 2000?
    If you've have not made a mistake, you've made nothing
  • Frith
    Frith Posts: 8,821 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Statements from HSBC date back to 15th September 2000.

    The MBA is a CREDIT of £40 from and a/c of Mr and Mrs X (me) to HSBC.

    Liz
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    ACEY wrote: »
    Statements from HSBC date back to 15th September 2000.

    The MBA is a CREDIT of £40 from and a/c of Mr and Mrs X (me) to HSBC.

    Liz

    So what the flip are they chasing you for then????????? :mad:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • RAS
    RAS Posts: 36,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ACEY wrote: »
    Statements from HSBC date back to 15th September 2000.

    Great

    How much was the payment for the loan that month?
    If you've have not made a mistake, you've made nothing
  • Frith
    Frith Posts: 8,821 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £158.00 29th September 2000 (the day my oldest son was born, seems strange typing it for a different reason!)

    Liz
  • RAS
    RAS Posts: 36,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Any idea if you signed for PPI or credit Loan insurance on that?
    If you've have not made a mistake, you've made nothing
  • Frith
    Frith Posts: 8,821 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It is possible. I think that was the original loan with HSBC where the ex's car loan and a small-ish overdraft were lumped together. I think I would have chosen to have insurance if they'd offered.

    Liz
  • RAS
    RAS Posts: 36,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you have any idea when the original loan was taken out? Before you got pregnant, aroud the time of you first anniversary/
    If you've have not made a mistake, you've made nothing
  • Frith
    Frith Posts: 8,821 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    The ex crashed his car in November 1998. He then took out a loan for a replacement car but we had to get the loan in my name as he was unemployed (what a surprise). So that loan was probably December 1998.

    I can't remember when the car loan and overdraft were taken on/over by HSBC. Between June 1999 and June 2000? Late 1999?

    Liz
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture