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Nice People 12: Nice in Nice
Comments
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Have you done the drinking tea thing, where most of the liquid goes over you and not into yet? Always happens to me:cool:
Hm... I've been sipping via the non-numb part of my mouth. So nope. But it was very difficult to rinse out my mouth at the dentist...
PN, some people don't have wisdom teeth. They're the luck ones. Other people actually have more than 4...“The ideas of debtor and creditor as to what constitutes a good time never coincide.”
― P.G. Wodehouse, Love Among the Chickens0 -
I wonder if SCs comments re building costs could be taken as a posh alert.
I suspect I am worth much more dead than alive to DW.
Lydia does repaying your mortgage make sense for inheritance tax planning purposes?I think....0 -
Lydia does repaying your mortgage make sense for inheritance tax planning purposes?
What would you suggest I do instead?Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
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PasturesNew wrote: »I've never had it/needed it. I do need to write a Will though as now mum'd get the lot, which doesn't make any sense..... with both parents alive I always took the attitude "well, they'd get it, then they can sort out who has what". Different scenario now.
PN would you like a nice young man come and help put up your shelves? We could also drink tea and I.could listen to your reminiscences.....I think....0 -
What would you suggest I do instead?
In a very sensible but not nice I am just thinking about 7 year rule etc if the money might come back to you anyway. perhaps it could go into a uni/deposit fund for.the kids, o viously always available to the lender should they need itI think....0 -
PN would you like a nice young man come and help put up your shelves? We could also drink tea and I.could listen to your reminiscences.....
So you want to sit and drink tea and chat while a nice young man puts shelves up???
I've no shelves to put up. Shelves are beyond my ability, so I didn't buy any.
I bought pine shelving units http://www.ikea.com/gb/en/catalog/products/00111994/ - within my capability.0 -
In a very sensible but not nice I am just thinking about 7 year rule etc if the money might come back to you anyway. perhaps it could go into a uni/deposit fund for.the kids, o viously always available to the lender should they need it
The only way to use the 7 year rule to avoid IHT is to put the money into the children's own names, which would mean they would get control of it certainly by the time they're 18 and probably earlier. Although I have every intention of helping my kids out financially (especially with house deposits) I wouldn't want to give them control of the money until I'm convinced they're responsible enough to be trusted with it. For now, that consideration outweighs the IHT advantages of giving them the money now, especially considering that it's really quite unlikely that I'll die before they're grown up. Actually, even if I die, they won't get control of the money that I leave until they're 25. Too much unearned money too young is not a good idea, IMO.Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.0 -
PasturesNew wrote: »So you want to sit and drink tea and chat while a nice young man puts shelves up???
He just wants a sneaky rummage in your thong drawers.....shelves....pfffft....0 -
Another one of my Mse chums has a new cat which has just had kittens.
Kinda feeling broody, but not enough to do anything about it.
Please don't quote picture, I will remove later.. I know pn likes kittez though. 0 -
lostinrates wrote: »I know pn likes kittez though.
Yes I do
Won't ever have one. Too much of a long-term commitment and financial responsibility for me. Not seen one kitteh since I moved here, nobody has any
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