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The Wholly Roman July NSD Challenge!

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  • DeafLeopard
    DeafLeopard Posts: 309 Forumite
    NSD 1
    Volunteered to help out at my previous school placement today and was tired. I don't count the bus fare home as an NSD because mum gave it to me.

    okay I fluked the past month with a poor outcome but succeeded in figuring out where I went wrong...Better Nargle? xx
    NSD 3/25 | SA: £38.00 | EF: 38.13
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Just as I'd hoped,today was #1
    I did pay some bills,and I bought some fruit,but they're allowed.

    I also removed my two credit cards from my purse,which means less impulse buys,which is what got me into trouble these last few months.I have a budget for everything,so often pay with a credit card,so it all comes off as one total payment.I started doing this because I can only withdraw money from my budget account once a month.Any more than that and I get charged.:mad:

    t2rry great news about the debt being paid off!:j
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Well done to:
    fedupandskint
    slowlyfading
    stripeyjumpergirl
    Deaf Leopard
    marmite


    who all got an nsd today!:j:j:j
  • donna_dynamo
    donna_dynamo Posts: 893 Forumite
    Hi I woukd like to join in I am going to try for 10 NSDs this month. I have a lot to contend with this month I have my op in 14 days, dd1 and my birthday and my dad is 60 in august not in july but I like to be prepared. Also childminder to pay for, school uniforms to get:eek::eek::eek:too much for my brain to handle need to get my finances in order as I have let them slide over the last few months.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • xcarlyx
    xcarlyx Posts: 1,040 Forumite
    Ninth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    I need to aim for 15 this month.

    I've put myself of a yankee candles buying ban as well as I'm trying to watch no soaps this month.

    Also I am off on holidays in 24 days thank god!! :)
  • t2rry
    t2rry Posts: 1,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Going for first today - no need to spend and visit to church straight after work so no time to spend either! This would be a better start than last month ...
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £7,400/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £11,200/£20,000 (56%)
  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    1 NSD for yesterday
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Hi I woukd like to join in I am going to try for 10 NSDs this month. I have a lot to contend with this month I have my op in 14 days, dd1 and my birthday and my dad is 60 in august not in july but I like to be prepared. Also childminder to pay for, school uniforms to get:eek::eek::eek:too much for my brain to handle need to get my finances in order as I have let them slide over the last few months.

    You do have a busy month ahead.

    I'm glad that your op date is almost here-I know you've been waiting for a while.
    xcarlyx wrote: »
    I need to aim for 15 this month.

    I've put myself of a yankee candles buying ban as well as I'm trying to watch no soaps this month.

    Also I am off on holidays in 24 days thank god!! :)

    You're signed up!
    t2rry wrote: »
    Going for first today - no need to spend and visit to church straight after work so no time to spend either! This would be a better start than last month ...

    It's always a good feeling to get the first few in really early.:)
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    So,today should be #2.I'll report back later.

    I'm feeling very positive about this month.There will be no 'wants' spends.I really need to get back on track.
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    I wonder if this thought is pretty universal,ie we know better?

    I'm sure there are a few of you who are rolling your eyes,since you are now the parent?!

    Having a chuckle here!:rotfl::rotfl:


    29115c5.jpg
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