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The Wholly Roman July NSD Challenge!
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NSD 1
Volunteered to help out at my previous school placement today and was tired. I don't count the bus fare home as an NSD because mum gave it to me.
okay I fluked the past month with a poor outcome but succeeded in figuring out where I went wrong...Better Nargle? xxNSD 3/25 | SA: £38.00 | EF: 38.130 -
Just as I'd hoped,today was #1
I did pay some bills,and I bought some fruit,but they're allowed.
I also removed my two credit cards from my purse,which means less impulse buys,which is what got me into trouble these last few months.I have a budget for everything,so often pay with a credit card,so it all comes off as one total payment.I started doing this because I can only withdraw money from my budget account once a month.Any more than that and I get charged.:mad:
t2rry great news about the debt being paid off!:j0 -
Well done to:
fedupandskint
slowlyfading
stripeyjumpergirl
Deaf Leopard
marmite
who all got an nsd today!:j:j:j0 -
Hi I woukd like to join in I am going to try for 10 NSDs this month. I have a lot to contend with this month I have my op in 14 days, dd1 and my birthday and my dad is 60 in august not in july but I like to be prepared. Also childminder to pay for, school uniforms to get:eek::eek::eek:too much for my brain to handle need to get my finances in order as I have let them slide over the last few months.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
I need to aim for 15 this month.
I've put myself of a yankee candles buying ban as well as I'm trying to watch no soaps this month.
Also I am off on holidays in 24 days thank god!!0 -
Going for first today - no need to spend and visit to church straight after work so no time to spend either! This would be a better start than last month ...Debt Free I FFEF I Building Savings I 2025 Plan:
- Regular Savings £7,400/£10,000
- Slush Fund £3,800/£10,000
Save £12k in 2025 - #50 - £11,200/£20,000 (56%)0 -
1 NSD for yesterdayPenny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge completed August 24
No.16 1p a day savings challenge.0 -
donna_dynamo wrote: »Hi I woukd like to join in I am going to try for 10 NSDs this month. I have a lot to contend with this month I have my op in 14 days, dd1 and my birthday and my dad is 60 in august not in july but I like to be prepared. Also childminder to pay for, school uniforms to get:eek::eek::eek:too much for my brain to handle need to get my finances in order as I have let them slide over the last few months.
You do have a busy month ahead.
I'm glad that your op date is almost here-I know you've been waiting for a while.I need to aim for 15 this month.
I've put myself of a yankee candles buying ban as well as I'm trying to watch no soaps this month.
Also I am off on holidays in 24 days thank god!!
You're signed up!Going for first today - no need to spend and visit to church straight after work so no time to spend either! This would be a better start than last month ...
It's always a good feeling to get the first few in really early.:)0 -
So,today should be #2.I'll report back later.
I'm feeling very positive about this month.There will be no 'wants' spends.I really need to get back on track.0 -
I wonder if this thought is pretty universal,ie we know better?
I'm sure there are a few of you who are rolling your eyes,since you are now the parent?!
Having a chuckle here!:rotfl::rotfl:0
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