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The Wholly Roman July NSD Challenge!

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Comments

  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Since I didn't meet my target last time,
    I will go for 10 NSD's instead.

    Think I failed after so long of not actually following it or tracking what I spend. It's slightly awkward for me because I get paid on the second/third week of every month, not the first so to me my month starts when I get paid lol.

    You got nine nsds out of fifteen,which is still a great achievement!:D
    Maybe you just aimed a bit too high?
    Shawn i3dzjk.jpgthe Shark is basically a kindly soul,and is prepared to forgive and forget...
    *F-WORD KLAXON*

    You didn't, you know, THAT word... I'm a You Need A Budget convert and, as one of their rules says... roll with the punches. Plus, it looks like you know where your difficulties lie, so can work on it.

    Well said!
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Who will bag their first nsd today?

    25jl4zk.jpg:rotfl::rotfl:
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Who will bag their first nsd today?
    Not me. 1st of the month on a weekday = Direct Debits. So I've paid the phone bill (with prompt payment discount applied), and am off out to C0stc0 this afternoon.


    PS. Love the pic - cuuuuuute :happyhear
    Cheryl
  • t2rry
    t2rry Posts: 1,078 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cw18 wrote: »
    Not me. 1st of the month on a weekday = Direct Debits. So I've paid the phone bill (with prompt payment discount applied), and am off out to C0stc0 this afternoon.


    PS. Love the pic - cuuuuuute :happyhear

    Nor me...although I don't count DD's as they are essential and I have no control over that spending from budget so not a Non-NSD for that reason...

    Supermarket stock-up shop done, arriving this evening. Only £48 for £60 something worth of food, not too shabby. And that's our big shop for the month as we have so much left in freezer so should be our biggest food spend of the month

    AND paid deposit for big wonderful and extravagant holiday (family wedding AND honeymoon for us :D:D:D)

    AND paid off a debt in full today :T:T:T

    So not a NSD BUT a very bloomin' good MSE spendy day!!! :money:

    PS: also love the pic - don't like animals generally but that is too cute!
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • Hi there and welcome!:hello:

    Didn't you used to post on here before?I'm sure I recognize your name.Ok,do we have a spare coffee cup Igor?Yes,c-o-f-f-e-e
    c-u-p,not antique spittoon,thank you very much!:eek: Not everyone is as eccentric as you.:(

    Sorry about that stripey.It won't happen again.:o


    Hehehe! Yes, I did - and it's lovely to see that Igor's still up to his old tricks.

    Pleased to report that my attempt to get back on the straight and narrow has got off to a good start - NSD 1 for me today :j.
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Off the mark with NSD 1 today
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening, sorry I'm late, took me ages to iron the creases out of my toga, although it has been in storage for a few centuries (last out when Rory was guarding Amy in the Pandorica, kept him company for a bit ( and if I'm the only one who watches Doctor Who I now sound like a right eejit!)
    t2rry wrote: »
    Nor me...although I don't count DD's as they are essential and I have no control over that spending from budget so not a Non-NSD for that reason...

    Supermarket stock-up shop done, arriving this evening. Only £48 for £60 something worth of food, not too shabby. And that's our big shop for the month as we have so much left in freezer so should be our biggest food spend of the month

    AND paid deposit for big wonderful and extravagant holiday (family wedding AND honeymoon for us :D:D:D)

    AND paid off a debt in full today :T:T:T

    So not a NSD BUT a very bloomin' good MSE spendy day!!! :money:

    PS: also love the pic - don't like animals generally but that is too cute!

    Well done in the debt payment :T it's a fab feeling isn't it

    Well I'm afraid July has started with yet MORE news in the same thread as the start of the year. :( BUT I'm stiffening that upper lip and going to aim for 12 NSD

    Today wasn't one as I got some baking bits. I might revise my rules as I'm trying to meal plan a bit and use up items for dinners and lunches but sometimes I need a couple of fresh ingredients so I might allows a 'misc grocery' allowance, or a list allowance. Still to decide on that one.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 1 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    I'd like to join in again this month please. I think I can make slightly more of an effort this time and go for....

    15 NSDs

    These will be days when I avoid any unnecessary purchases such as eating/drinking out, buying food when I've got food at home and general wasting of money....

    Bring it on! And thanks Marmite :)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Since I didn't meet my target last time,
    I will go for 10 NSD's instead.

    Think I failed after so long of not actually following it or tracking what I spend. It's slightly awkward for me because I get paid on the second/third week of every month, not the first so to me my month starts when I get paid lol.


    Gggggaaaahhhhh! The dreaded F word strikes again.....into the lion's den with you...
    One life - your life - live it!
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