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Best wellyboot forward. Pips frugal edible garden adventures.

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Comments

  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hey there RT sorry I didn't read that properly. Sorry mean and my dsylexic brain very sorry to hear your news of the sibling. xxx
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    I think my account is in the black.

    THIS CANNOT BE POSSIBLE.

    Off to investigate with the hounds and very strong coffee.

    Its seemingly been in the black since the 13th of June, we all know bank accounts like but that's taking the P'ss somewhat.

    the other account thankfully is -993 which is entirely more normal - about 7 quid of the overdraft left is normal.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope it is really really in the black.
    My CC is creeping back up.
    Need to get onto that.
    In better news got a new lodger for the summer.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    beanielou wrote: »
    Hope it is really really in the black.
    My CC is creeping back up.
    Need to get onto that.
    In better news got a new lodger for the summer.

    Yeah that's awesome beanie.

    My CC seems to have crept up too. No PAD's for a wee while that will be one reason for the ^bank balance.

    Also no kids uni money for a month now, they really do make me poor.

    Maybe I should use the non-uni money time to pay off the OD

    What a thought.

    In other news DS is booked on a cooking/hosting course to get him out for a ski season.

    Yes I'm jealous. :rotfl:

    Course fees are paid and transferred to a 0% card, he's paying it back, its a loan not a gift. Which is the only way he agreed to take my money.

    How you thinking of tackling your cc beanie - PAD's or anything more radical.

    :A

    so yes I'm really in the black but the CC has crept up.

    Well the question is do I use the 'in the black to close one bank account or pay the cc off and some of the 0% card.

    Ponders over coffee.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Some of the lodger money for me.
    Also hoping to get a few things done in the house.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    beanielou wrote: »
    Some of the lodger money for me.
    Also hoping to get a few things done in the house.

    Great plan beanie I used lodger money in Orkney to clear car loan and msc loan.

    I do like a good useful lodger. What is their superskill.

    We have visitors next week who are good at woodwork :)

    TRG has suggested I pay off the overdraft..........
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • rtandon27
    rtandon27 Posts: 5,727 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :j

    Yeah to being in the black!

    :j

    Always good to have financial choices - choosing to beat a debt down always makes me overly happy!

    (Thanks for sympathies - it's a weird situation all round!)
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • lucielle
    lucielle Posts: 11,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What is this in the black you are talking of? We are back in debt, boo his but for a good reason. Sons course sounds interesting wouldn't mind some info on that as one of the DDs is interested in hostessing.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea to pay off OD I think.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    lucielle wrote: »
    What is this in the black you are talking of? We are back in debt, boo his but for a good reason. Sons course sounds interesting wouldn't mind some info on that as one of the DDs is interested in hostessing.
    L

    I've sent you the details by PM Lu :)

    good reasons for debt is all you can really hope for, fritterage is not.

    I frittered a goodly amount in a food establishment yesterdday :eek: meal plan today NO MORE SHOPPING
    rtandon27 wrote: »
    :j

    Yeah to being in the black!

    :j

    Always good to have financial choices - choosing to beat a debt down always makes me overly happy!

    (Thanks for sympathies - it's a weird situation all round!)

    Hugs lovely and after yesterdays -man-skirt-shopping I'm not in need of a wee lie down with a damp tea towel on my head. HOW MUCH for one manskirt. :eek::eek::eek::eek::eek:
    beanielou wrote: »
    Good idea to pay off OD I think.

    :A thank you hope you are enjoying the rain today, make the most of it I hear its going away tomorrow. :rotfl:
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
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