NEW Tesco Current Account - 3% on £3,000

basiaking

Is it just me or is the Tesco online banking really slow? Each page takes ages to load on my mac. I have several current account with Lloyds, Santander, Nationwide etc. and have no issues with them. Anyone else?

polymaff

basiaking wrote: »

Is it just me or is the Tesco online banking really slow? Each page takes ages to load on my mac. I have several current account with Lloyds, Santander, Nationwide etc. and have no issues with them. Anyone else?

Same here. Slowest of the lot. Even slower than HSBC

derelyth

veryintrigued wrote: »

Is anyone else missing their interest on any of their accounts this month?

I have one where the interest is normally paid and 'showing' on the 18th on the website overview and that's had the interest credited fine.

I have one where the interest is normally paid and 'showing' on the 29th on the website overview and that's not had any credited (yet).

Maybe am being a little impatient but both were credited the necessary funds on the same day and normally (as in this time of the morning) the funds would already be there.

Bingo. Normally on the 18th and 23rd for me (or a day or so after), yet nothing in account 2.

It's the only downside of theirs IMO, paying interest on the account monthly anniversary date - every other bank I am with (4) pays interest around the 2nd/3rd of the month!

YorkshireBoy

derelyth wrote: »

Bingo. Normally on the 18th and 23rd for me (or a day or so after), yet nothing in account 2.

11th and 27th...and both paid this month.

It's the only downside of theirs IMO, paying interest on the account monthly anniversary date - every other bank I am with (4) pays interest around the 2nd/3rd of the month!

4?...Lloyds, TSB, BoS...and?

YB/CB and Nationwide pay last working/calendar day.

Santander, like Tesco, is also monthly anniversary.

castle96

I have an Internet Saver where NO interest has been paid since opening/ 7/14, to date.

They say interest is payable ANNUALLy end 3/15

IS that so ?

Steve_xx

castle96 wrote: »

I have an Internet Saver where NO interest has been paid since opening/ 7/14, to date.

They say interest is payable ANNUALLy end 3/15

IS that so ?

That's what it says on the tin, so why would it not be so?

Interest rates explained

All balances will receive the standard interest rate of 0.75% Gross/AER (variable).
How interest is calculated and paid

Interest is calculated daily. Standard rate interest is paid to you annually in March and bonus interest is paid to you at the end of the bonus period.
Interest is paid net of basic rate tax, depending on your status.
If you're a non-tax payer and wish to receive Gross interest, you'll need to complete an R85 form. You can find out more about this in our FAQ below:

derelyth

YorkshireBoy wrote: »

11th and 27th...and both paid this month.4?...Lloyds, TSB, BoS...and?

YB/CB and Nationwide pay last working/calendar day.

Santander, like Tesco, is also monthly anniversary.

I've just checked my NW, you're right - last wd/cd. I've normally just checked the amount, never the date as habitually I would check on the 2nd/3rd when checking my others (Lloyds, TSB, BoS).

My 2nd Tesco got credited today. System glitch I wonder?

Ken68

Just received a letter from Tesco Bank re: Internet Saver, mainly about doing everything online, which makes sense. Also mentioned is "We may choose to limit the number of Tesco Bank Savings Accounts you can hold at any one time"
So, writing on the wall re DD's

thebritishbloke

Ken68 wrote: »

Just received a letter from Tesco Bank re: Internet Saver, mainly about doing everything online, which makes sense. Also mentioned is "We may choose to limit the number of Tesco Bank Savings Accounts you can hold at any one time"
So, writing on the wall re DD's

I got this too. I'm pretty sure they won't have an issue with you having an Internet Saver and an Instant Access Saver though.1

YorkshireBoy

Ken68 wrote: »

So, writing on the wall re DD's

I'm not sure how you've drawn that conclusion?

Are we sure that clause (if indeed it is a clause, and not general text within the letter) wasn't there before?

Anyway, if it is a new clause my money's on it being introduced not to thwart multiple DDs (how could it anyway?), but to help them tidy up their systems due to people bonus hopping and not closing their old accounts down*.


* As I've done recently, because I needed room for some funds that wouldn't fit in my current accounts, and didn't want to mess with the DDs on my old Internet Saver.