NEW Tesco Current Account - 3% on £3,000

Finknottle

PeakOwl wrote: »

Agreed.

Its also a real PITA trying to receive a OTP, when you live in an area with poor mobile reception - meant I wasn't able to open an account yesterday.

Can they do OTPs to a land line?

typistretired

I have 2 direct debits from Tesco savings accounts to Lloyds Club Account and I have noticed the Lloyds Club Account is showing as a payee on my new current account. I intend moving £1500 back and forth between Tesco and Lloyds Club as I am closing my Lloyds vantage accounts in July.

Steve_xx

typistretired wrote: »

I have 2 direct debits from Tesco savings accounts to Lloyds Club Account and I have noticed the Lloyds Club Account is showing as a payee on my new current account. I intend moving £1500 back and forth between Tesco and Lloyds Club as I am closing my Lloyds vantage accounts in July.

Don't be too hasty about closing the Lloyds Vantage accounts. In the future they may offer something that they can be converted to and you might find it difficult to open another.

crumpetman

As long as I can keep a vantage account open without incurring a fee then I shall leave a pound in there in the hope that either the account will become worthwhile again at some point or use it to switch to another bank who are offering a switch bonus.

typistretired

Okay will keep a £1 in them and move money back and forth. Have a number of current accounts, savings accounts with £1 in them. I keep a note of them on my spreadsheet.

Pinhead2014

they use Call Credit and Experian

Pinhead2014

they just declined me for the account. I'm furious. I'm calling my MP

badger09

typistretired wrote: »

I have 2 direct debits from Tesco savings accounts to Lloyds Club Account and I have noticed the Lloyds Club Account is showing as a payee on my new current account. I intend moving £1500 back and forth between Tesco and Lloyds Club as I am closing my Lloyds vantage accounts in July.

I'm a little confused by this

Are you saying that you pay money to Tesco savings accounts from your Lloyds Club current account by direct debit

and that your Lloyds Club current account appears as someone/somewhere you can pay money to, from your new Tesco current account?

If so, am I the only one who finds that odd?

badger09

Pinhead2014 wrote: »

they just declined me for the account. I'm furious. I'm calling my MP

Why are you furious?

Archi_Bald

Pinhead2014 wrote: »

they just declined me for the account. I'm furious. I'm calling my MP

Rather than wasting your MP's time, have you looked at your CRA files? Judging from your earlier posts, there is a good chance that Tesco feel they wouldn't want to give you further credit as you already have a large overdraft limit with at least one other bank. They might give you further details if you appeal to them, but bear in mind they are not obliged to give everybody an account, and they don't have to give you a reason for not accepting your application.